From the desk of Editor-in-Chief for January 2026
As we step into 2026, The Insurance Times wishes our readers, authors and advertisers a prosperous and purposeful New Year 2026. The Insurance Times, has now entered in 46th year…
Insurance Reforms and the Reality Check: Beyond the Promise of 100% FDI
From the Editor's Desk The recent amendments to India’s insurance laws, including the decision to permit 100 per cent foreign direct investment (FDI), have been widely described as transformational. While…
Age & Term Insurance: Large, Larger & Unwind
Policyholders generally treat term insurance as a hassle-free financial product. The policy is signed up, premiums are paid annually and the instrument needs no more upkeep to function efficiently. This…
IRDAI Corner January 2026
Permitting insurers’ investments in AT1 bonds and Tier 2 Capital of RBI regulated All India Financial Institutions (AIFIs) December 19, 2025 1. Under the current regulatory framework, IRDAI allows insurers…
Legal Briefs
Triple-riding a motorcycle not necessarily negligence: HC Gujarat HC has held that triple-riding a motorcycle does not inherently constitute negligence in the absence of any evidence, even as it is…
New Product Launches for January 2026
Tata AIA introduces 'Shubh Family Protect' to secure multiple family members under one plan Tata AIA Life Insurance has unveiled its latest product, Shubh Family Protect, a first-of-its-kind term insurance…
The POS Model in the Insurance Industry – Expanding Reach through Simplified Distribution
Executive Summary The Point of Sales Person (POSP) model has emerged as a transformative distribution channel in the insurance industry, particularly in markets like India where insurance penetration remains relatively…
Do’s and Don’ts While Buying a Top-Up Health Insurance Policy
Top-up and super top-up health insurance plans are designed to supplement an existing health insurance policy by providing additional coverage at a significantly lower cost compared to increasing the base…
From Bold Beginnings to Enduring Brilliance: Celebrating 25 Years of BIMTECH’s Insurance Legacy – Making of a Brand in Management Insurance Education.
Prof (Dr) Abhijit K. Chattoraj travels down memory lane to relive his days at BIMTECH. [caption id="attachment_29905" align="alignleft" width="136"] Prof (Dr) Abhijit K. Chattoraj[/caption] The flagship programme—PGDM in Insurance Business…
IRDAI’s ‘Insurance for All by 2047’: The Data, AI, and Workflow Innovations India Must Unlock Now
[caption id="attachment_29919" align="alignleft" width="149"] Sri Ramaswamy[/caption] India’s ambition of “Insurance for All by 2047” is more than a policy goal, it's a national transformation agenda. As outlined at the Vision…