Legal Briefs for June 2026
Claim repudiated for lack of link between insured risk and loss Maa Danteswari Cold Storage, a partnership firm established in 2008, had obtained a standard fire and perils policy from…
Insurance Caselaws for June 2026
Article 136 | Motion to suppress NCDRC's order pending in Exercise of Appellate/Revisional Jurisdiction refuted: Supreme Court Case Title: M/S Universal Sompo General Insurance Co. Ltd. V. Suresh Chand Jain,…
Insurance Policies Cannot Be Illusory: The Supreme Court’s Approach to Marine Insurance Warranties
We often observe that warranties are inserted in marine insurance policies to protect insurers' interests. However, Courts construe insurance policies in a manner consistent with commercial efficacy and business common…
In cases of motor accident compensation, it is customary for no instruction to “pay and recover” for the event where the insurance company is not liable: Supreme Court.
Case Title: Balu Krishna Chavan vs Reliance General Insurance Company Limited | 2022 LiveLaw Summary The Supreme Court ruled that a directive to "pay and recover" is not customary in…
Person tailgating liable for accident if it occurs, says SC
Apply emergency brakes or trail a moving vehicle too closely at your own risk as Supreme Court has said that using brakes all of a sudden in the middle of…
SC: In motor accidents, claims not restricted to third party
Motor vehicle insurance protects a policyholder against claims made by a third party for damages due to the policyholder's actions, but what about the claim against injury/death of the policyholder…
Insurance Case laws
For a deficiency in service, the Panipat District Commission holds HDFC Bank and Universal Sompo Insurance Co. liable for failure to disburse the amount required by the PM Fasal Bima…
SC Rejects Insurance Claim for Sunstroke Death, Cites Lack of Proximate Cause
Case Title: National Insurance Company Ltd. Versus The Chief Electoral Officer & Ors Summary The Supreme Court has ruled that a death caused by sunstroke while performing election duties is…
SC: Insurers Must Act Fairly, Not Just Chase Profits
Case Title: Isnar Aqua Farms vs United India Insurance Co. Ltd. Summary The Supreme Court ruled that insurance companies must treat their insured in a sincere and equitable manner, as…
Insurance firm not liable to pay compensation for death of persons driving rashly: SC
The Supreme Court has said insurance companies are not liable to pay compensation to the families of individuals who die as a result of their own rash and reckless driving.…