Gujarat HC Holds Insurer Liable Despite Driver Lacking Valid Licence
An insurance company is liable to pay compensation in an accident case involving a truck driver without a proper licence if it fails to establish negligence on part of the…
Bombay HC: Insurer Liable If No Cancellation Notice
Case Title - HDFC ERGO General Insurance Company Ltd. v. Nayajoddin Nijamuddin and Ors. Summary The Bombay High Court has ruled that an insurance company can retain liability under the…
Madras High Court: Insurance Company Liable to Pay Only Beneficiary Nominee, Not to Decide Legal Heir Disputes
Case Title: A Devika v. The Senior Branch Manager and Another Summary of the Case:The Madras High Court ruled that an insurance company is only responsible for disbursing the policy…
J&K High Court Rules in Favor of Insurance Claim for Psychiatric Treatment Requiring Hospitalization
Case-Title: National Insurance Co. Ltd. Vs Jammu and Kashmir State Consumer Disputes Redressal Commission & ORS, 2025 Summary of the Case:The Jammu and Kashmir High Court ruled that if hospitalization…
Denial of Insurance Claim Justified in Case of Breach of Insurance Contract: Delhi State Commission Rules
Case Name: Majestic Graphic and Machinery India Pvt. Ltd. vs United India Insurance Co. Ltd. Case number: Complaint Case 484/2013 Summary of the Case:The Delhi State Consumer Disputes Redressal Commission upheld…
Supreme Court Rules on Life Insurance Claim Repudiation Due to Non-Disclosure of Existing Policies
Case Name: MAHAVEER SHARMA v. EXIDE LIFE INSURANCE COMPANY LIMITED & ANR., Arising out of SLP (Civil) No. 2136 OF 2021 Summary of the Case:The Supreme Court ruled that non-disclosure…
Cut mediclaim sum from crash victim’s relief: SC
The amount received by an accident victim under a mediclaim policy must be deducted from the total compensation under the head of medical expenses and hospitalisation charges, Karnataka HC has…
Non-payment of authorization fee when vehicle was within its registered state won’t invalidate its national permit : Supreme Court
Case Title: Shri Binod Kumar Singh Versus National Insurance Company Ltd. Citation : 2025 LiveLaw (SC) 171 The Supreme Court held that insurers cannot deny claims solely due to non-renewal…
New India Assurance Company is held accountable by the Chandigarh State Commission for rejecting an insurance policy on the basis of unreliable evidence.
Case title: New India Assurance Company Limited & Anr vs. Shubham Khattar Summary The State Commission in Chandigarh has found 'New India Assurance Company Limited' liable for rejecting a complainant's insurance…
The Himachal Pradesh State Commission orders Oriental Insurance Co. to pay Rs. 7.9 lakhs for repudiating an insurance claim solely because of delayed notification.
Case Title: Gita Ram Negi vs The Oriental Insurance Company Ltd and others Summary Oriental Insurance Company Limited was held accountable for a deficiency in service by the State Consumer…