IRDAI’s consultation paper, Recalibrating Economics of Insurance Distribution, has generated considerable debate, particularly around commissions, expenses and mis-selling. Controlling excessive acquisition costs and ensuring value for policyholders are certainly desirable…
IRDAI’s push for faster cashless health insurance claims represents an important step towards making insurance genuinely responsive to policyholders. Requiring insurers to decide on cashless pre-authorisation requests within one hour…
India’s insurance sector continues to witness regulatory announcements, digital initiatives, new distribution models and ambitious plans for achieving “Insurance for All by 2047.” However, the real test of regulation is…
The recent regulatory focus on dark patterns, seller tagging and commission reforms marks an important moment for India’s insurance sector. IRDAI’s decision to examine manipulative digital practices through independent audits…
India’s insurance sector entered June with a clear message: growth is no longer enough unless it is supported by affordability, governance and resilience. The month’s developments showed an industry expanding…
The Indian insurance industry stands at a defining juncture where growth, innovation and risk management are evolving simultaneously. Recent developments-from the proposed marine war-risk pool to the rapid expansion of…
The ongoing conflict involving Iran has once again highlighted the deep interlinkages between geopolitics and the global insurance market. While wars have always been a source of uncertainty, the current…
[caption id="attachment_21693" align="alignleft" width="228"] Ram Gopal Agarwala[/caption] The Indian insurance sector is witnessing an active phase of regulatory reform. The Insurance Regulatory and Development Authority of India (IRDAI) has introduced…
Global financial markets are currently navigating an unusual phase of heightened volatility, marked by sharp movements in gold and silver prices, fluctuating equity markets, and persistent geopolitical uncertainty. For investors,…
As we step into 2026, The Insurance Times wishes our readers, authors and advertisers a prosperous and purposeful New Year 2026. The Insurance Times, has now entered in 46th year…