October 2021

1. Reference is invited to the short term Covid specific health insurance policies permitted to be offered by all Insurers. 2. In partial modification of Clause 2 of Circular ref.no:…

1. Reference is drawn to the Circulars Ref No: IRDAI/HLT/REG/CIR/235/09/20 dated 10th September,2020 and Ref No: IRDAI/HLT/REG/ CIR/062/03/2021 dated 24th March, 2021 on (a) Issuance of Electronic policies and (b)…

1. There are rising incidences of cyber attacks along with a growing number of high profile data breaches. The online exposures for individuals, business organizations, offices and other establishments continue…

1. The Insurance Regulatory and Development Authority of India had set up a Working Group to study the feasibility of General Insurers to underwrite Surety Insurance. The Authority, upon examining…

1. Title insurance is a form of indemnity insurance that protects a potential owner of a property against financial loss from defects in title to real property. The policy is…

Complaint No. IO/KCH/GI/11-003-030/2012-13 Subhadra Vs National Insurance Co. Ltd The complainant’s deceased son was covered under Group PA policy taken by PNYS Chit Fund. He was covered for Rs. 1…

Complaint No. 11-G8-059/12-13 Mrs. Jaya Deka Vs The Reliance General Insurance Co. Ltd. Complainant: The Complainant stated that her husband Mr. Kashab Deka was an insured member under Personal Accident…

FACTS The complaint was filed about Group Personal Accident Policy that covers police personnel. Complainant’s husband, late (Shri) Gurdev Singh, insured under the policy for Rs. 1,00,000/- had died in…

Ahmedabad Ombudsman Center Case No.11-005-1207-12 Mr. Urvishbhai A. Patel  Vs.  Oriental Insurance Co. Ltd. Repudiation of Treatment expense Complainant treated for accidental injury of his leg and expense incurred for…

While health insurance compensates you for your hospitalization expenses in the case of extreme health conditions, it may not pay you for regular check-ups or appointments with your doctor. In…