Ahmedabad Ombudsman Center

Case No.11-005-1207-12

Mr. Urvishbhai A. Patel 

Vs. 

Oriental Insurance Co. Ltd.

Repudiation of Treatment expense Complainant treated for accidental injury of his leg and expense incurred for Rs.26,712/- was repudiated by the Respondent giving reason that there was no evidence to prove the treatment was due to accidental injury.

The policy was not an individual, it is a Group Personal Accident policy issued to a Master Policy holder.

Complainant was a known case of DM and taken treatment for non healing ulcer which is not payable as per policy terms and conditions. 

In view of this, the complaint fails to succeed.

October 2021 - Insurance Times

OPD HEALTH INSURANCE IS BIG RELIEF IF YOU HAVE PRE-EXISTING AILMENTS Chandigarh Ombudsman Center

Author

This entry is part 8 of 17 in the series October 2021 - Insurance Times

Byadmin