Health Insurance: The expanding cover
A World Bank study on health insurance in India has recommended increasing health insurance coverage for both outpatient and inpatient care to include all poor and near-poor patients. It suggests…
Fine Prints you must watch out while buying a Health Insurance (Mediclaim) Policy
Here is a gist of fine prints which you must watch while purchasing a health insurance policy. 1. No pre existing diseases will be covered. The General Insurance Council of…
Be aware of sub-limits in your mediclaim plan
Everyone wants a medical insurance cover for themselves, so they look towards ensuring that they have selected a specific policy and are paying the premium on the policy in time.…
Health Insurance Portability
At present if you change your insurance provider, you are treated like a new customer. Norms for a new policy are applied e.g. a higher premium would be applicable depending…
2/3rd Indian families perceived their health condition as good/excellent: ICICI Lombard- NCAER survey
According to the survey, affluent and upwardly mobile families in India report better health and are more confident of managing medical expenditure in case of any  emergency.
Managed Health Care Insurance System
Health Insurance is a method of risk transfer by which an insurer assumes responsibility for costs that arise due to covered illness, disease and accidents. This ensures that the client,…
Health Insurance: Insurers looking at cover for outpatient treatment
In India the health Insurers are looking at providing covers for outpatient treatments.Â
Where insurance schemes may be injurious to health
Over the last few years there has been a virtual competition among the States to launch government-funded health insurance schemes. The “success†of Arogyasri in Andhra Pradesh has ensured that…
Government to triple spending on health in 12th Five-Year Plan
The Prime Minister’s Office (PMO) has decided to more than triple the outlay for the health sector in the 12th Five-Year Plan (2012-17) to reduce the personal healthcare expenses of…
Check the terms and conditions before applying for portability
Few years ago, Mumbai based Gopal Vaswani bought a Rs 7 lakh family floater health cover for his wife and children.