Health Insurance article

In a country like India, where maximum medical expenses are borne by individuals themselves , planning for health expenditure needs to be inculcated. Unpredictable major illnesses may require substantial amounts…

      Health Insurance is a way to distribute the financial risk associated with the variation of individual's health care expenditures by pooling costs over time (pre-payment) and over…

Gandhiji said, "If you want to develop India, you should develop rural people as 80% of the Indian live in Villages".  Ironically, so far no serious attempt has been made…

Selling health insurance plans is a challenge in any economy. There is competition from other health care vendors, along with small businesses that constantly watch their bottom lines.

Health insurance is a cause of concern for everyone. There are several issues that need regulatory intervention and direction. The Insurance Regulatory and Development Authority who have the task of…

There are increasing number of people falling prey to lifestyle diseases at a young age. At the same time, the cost of health care is rising exponentially. As a result,…

It is interesting to think about the real costs associated with managing health. We normally do not look at health management in cost terms — our instinctive reaction is to…

The IRDA has taken a number of initiatives on development of the Health insurance market in the country in the year 2011-12. Further progress was also made on other initiatives…

Medical care has become an expensive proposition indeed, particularly over the last few years with health care inflation touching upto 18%. This has led to rise in health insurance premiums…

Health insurance portability, which has been in force for a year, has not resulted in any major churn among policyholders. Insurers say that one of the reasons could be that…