Health Insurance article

Health insurance agnostics often cite the lack of cover for small or over-the-counter medical expenses to justify their scepticism. Their grouse is that though visits to a doctor and the…

Heart attack means sudden occlusion of arteries of the heart by blood clots resulting in compromised  blood supply to heart. Primary function of heart is to pump blood to various…

Health Insurance sector has come a long way in India since the opening of the market. Earlier only 2 policies were available. Mediclaim and Personal Accident. However with arrival of…

Economists often describe health insurance as an imperfect market. To understand the concept we have to dwelt in deep the features of an imperfect market.

The need for medical insurance increases with age. Disease may affect persons of any age may be a child, grown ups, young man or a old man. Accidents and injuries…

Health insurance has emerged one of the fastest growing segments in the non-life insurance industry with 30 per cent growth in 2008-09. For the purpose of regulation, health insurance companies…

We as Indians spend about 80 per cent of all health expenditure in the country from our personal resources. Hence the importance of adequate planning for health contingencies cannot be…

Healthcare system of India is a mess. Results of the National Sample Survey 60th round bring out the picture in black and white. On the one hand, morbidity, which measures…

Insurance is a mechanism by which the losses of a few are met through contributions from many.  It is a method of dealing with fortuitous events resulting in a financial…

Background/Need for Health Insurance Health of its citizens is one of the top priorities of a Nation. A Nation with healthy people would be able to pursue its agenda with…