The overall industry seems to have understood the need to change the attitude from selling what it has to what the customer needs. This realization has led to the development…
[caption id="attachment_29413" align="alignleft" width="105"] Dr. Sonjai Kumar[/caption] The article outlines why robust risk management is essential for insurers, defines the main risk categories they face, and details strategies for managing…
[caption id="attachment_29023" align="alignleft" width="142"] Dr. K Raja Gopal Reddy[/caption] This morning, I was exploring the possibility of becoming God. Can I become God? Why not become the God? What is…
[caption id="attachment_29445" align="alignleft" width="116"] Abhijit K Chattoraj[/caption] In my last article, 'The Dilemma of Proximate Cause in view of the Varying Interpretations,' I referred to two laws, Bacon's Rule (immediate…
[caption id="attachment_29462" align="alignleft" width="114"] Adwitiya Chaudhuri[/caption] 1. Introduction The accurate prediction of individual mortality risk is a longstanding challenge across medicine, public health, and actuarial science. Traditional actuarial models primarily…
[caption id="attachment_29466" align="alignleft" width="96"] Hafiz Gouran[/caption] [caption id="attachment_29467" align="alignleft" width="112"] Noureen Khan[/caption] The Union Budget 2025–26 has introduced a notable increase in the basic income tax exemption limit and has…
Do’s (Things You Must Do) 1. Assess Your Coverage Needs Carefully Calculate the Human Life Value (HLV) — your income, liabilities, family expenses, future goals (education, loans, etc.). Ideally, the…
Executive Summary Traditional indemnity-based insurance models have long faced challenges in addressing the growing frequency and severity of natural disasters. Delays in claims settlement, data gaps, and difficulties in loss…
Generali Central Life launches ULIP-Term hybrid plan to drive financial growth Generali Central Life has launched a new insurance product that blends the benefits of a Unit-Linked Insurance Plan (ULIP)…
The Motor Accident Claims Tribunal (MACT) has awarded only 60% of the eligible compensation amount to the family of a cabbie who died in a collision last year. The tribunal…