Artificial intelligence is no longer a future possibility—it is the operational reality for enterprises today. For India—a nation of engineers, entrepreneurs, and a fast-growing digital consumer class—the promise is compelling:…
Abstract The digitalisation drive in India has led to increased organisational dependence on IT infrastructure, cloud computing, and digital transactions. At the same time, cyber attacks like ransomware, phishing, and…
Suddu and I got married at a Hindu Church. A few days later, we married again in a Hindu wedding ceremony. A week after that, we hosted a wedding reception…
India stands at a decisive crossroads in the evolution of its insurance sector. The regulatory changes, digital connectivity, diverse insurer options, and InsurTech innovations are the major driving forces behind…
In my previous article, ‘Reinstatement Value Policy Insurance: The Rationale and the Spirit We Choose to Ignore’, I examined in detail a significant judgment of the Hon’ble High Court of…
About Mr. P. Jaipuria Shri P. Jaipuria, Secretary General of the Insurance Institute of India since November 2024, brings over 30 years of experience from LIC, where he held key…
Engineering insurance policies—such as Contractors’ All Risks (CAR), Erection All Risks (EAR), Machinery Breakdown (MB), and Contractor’s Plant & Machinery (CPM)—cover complex risks involving high-value assets, technical operations, and project…
Introduction The Indian general insurance market is currently going through a prolonged soft cycle. Over the last few years, competition has intensified significantly, particularly in segments such as group health,…
The Indian life insurance industry continues to evolve with innovative products that blend protection, savings, and investment to meet changing customer needs. Recent launches by leading insurers reflect a clear…
HC: Motor tribunal can examine personal cover claims The Karnataka high court has held that a motor accident claims tribunal (MACT) is not stripped of jurisdiction to examine claims relating…