Ashes to Ashes & Dust to Dust – Articles of Memories
[caption id="attachment_29023" align="alignleft" width="118"] Dr K. Raja Gopal Reddy[/caption] We all came from dust, and will revert to dust. We arose and our life is born from ashes and unto…
Blockchain in Insurance: Transforming the Business Model for the Digital Age
ABSTRACT [caption id="attachment_30365" align="alignleft" width="139"] Venkatesh Ganapathy[/caption] The insurance industry has historically been slow to respond…
Why rural insurance is still India’s most underestimated growth market
[caption id="attachment_30373" align="alignleft" width="137"] Dr. Ajay Verma[/caption] For many years, rural insurance in India has been primarily driven by intent. It is frequently mentioned in regulatory debates, inclusion goals, and…
Rethinking Transitions in Insurance: The Genesis & Inheritance
[caption id="attachment_30378" align="alignleft" width="132"] Krishna Kumari Datla[/caption] As a BizTech Consulting & Insurtech Firm for the Global Insurance Industry, Manomay has and continues to have opportunities to work with Insurance…
Reinstatement – Its Varied Interpretation in Fire Policy
[caption id="attachment_29905" align="alignleft" width="125"] Dr Abhijit K. Chattoraj[/caption] The word 'reinstatement' in the insurance context should be used judiciously, as it is open to varied interpretation when viewed as a…
Insurance as a Lemon? Rethinking Risk Sharing under Hidden Information
[caption id="attachment_28831" align="alignleft" width="151"] Om Prakash Prasad[/caption] Abstract: Insurance markets are essential for transferring risks that individuals and firms cannot bear alone. However, asymmetric information between policyholders and insurers creates…
Critical Analysis of Recent Fire Incidents in Goa, Switzerland, and Hong Kong
[caption id="attachment_30394" align="alignleft" width="123"] Dr Sonjai Kumar[/caption] 1. Introduction The fire incidents that occurred in late 2025 and early 2026 in Goa (India), Crans-Montana (Switzerland), and Hong Kong are tragic…
Dos and Don’ts for Filing a Complaint before the Insurance Ombudsman
The Insurance Ombudsman mechanism in India was established to provide a cost-effective, speedy and impartial forum for resolution of grievances of policyholders. Governed by the Insurance Ombudsman Rules, 2017 (as…
Marine Insurance in the Era of Geopolitical Instability
A Comprehensive Case Study on Catastrophic Marine Cargo Claims Arising from Red Sea Supply Chain Disruptions Executive Summary The Red Sea shipping disruptions of 2024–2025 have reshaped the global marine…
New Product Launches for March 2026
Bandhan Life Launches iInvest Ultima ULIP with Mid-Cap Fund Option Bandhan Life Insurance has launched iInvest Ultima, a new unit-linked insurance plan (ULIP) that introduces a mid-cap oriented fund option…