[caption id="attachment_28831" align="alignleft" width="151"] Om Prakash Prasad[/caption] Abstract: Insurance markets are essential for transferring risks that individuals and firms cannot bear alone. However, asymmetric information between policyholders and insurers creates…
[caption id="attachment_28831" align="alignleft" width="118"] Om Prakash Prasad[/caption] Abstract The article justifies establishing an Internal Insurance Ombudsman (IIO) at the insurer level to assist with unresolved or escalated agent or consumer…
[caption id="attachment_28831" align="alignleft" width="111"] Om Prakash Prasad[/caption] Abstract India's rapidly expanding health insurance sector faces distinct challenges that go beyond traditional insurance lines, including high information asymmetry, complex stakeholder dynamics,…