Features/Benefits
- An award winning unique insurance cum investment plan designed specifically for women
- Comprehensive coverage options which covers you against pregnancy complications and congenital conditions or for malignant female-specific cancers
- Three plan options to choose from as per your need (Classic, Premier and Elite Options). Additional periodic cash options under Premier and Elite Options
- Uninterrupted savings with waiver & funding of premiums for next 3 years on occurrence of specific events
- Age Limits: Entry age for female life assured from 18 to 45 years and age at maturity for female life assured is 28 to 60 years
- Entry age of Spouse for Elite from 21 to 50 years
- Age of risk cessation for Spouse in Elite option from 31 to 60 years
- Policy Term: 10 or 15 years
- Regular Premiums: Regular premiums from Rs 24000 to Rs 100000
- 3 Options:
Benefit Option | Event Groups | ||
Pregnancy complications or birth of child with congenital disorder | Diagnosis of malignant cancer of female organs | Death of spouse | |
Classic | Premium Waiver | Premium Waiver | Not covered |
Premier | Premium Waiver and Periodic Cash Benefit | Premium Waiver and Periodic Cash Benefit | Not covered |
Elite | Premium Waiver and Periodic Cash Benefit | Premium Waiver and Periodic Cash Benefit | Premium Waiver |
- Maturity Benefit: Fund value on the date of maturity
- Death Benefit: Greater of sum assured (less withdrawals) or Fund Value or 105% of premiums paid. Sum assured can be 7 to 40 times of annualized premium.