Claims Surge
Vehicle insurance companies in Pune are overwhelmed with claims from damages caused by potholes and floodwater. The rainy season has led to numerous vehicle issues, including engine breakdowns and electrical failures, particularly affecting mid and small-sized cars and EVs.
Specific Incidents
Ravi Bhatia’s car sustained interior and electrical damage from waterlogging. Sakshi Mehra’s car got stuck in a pothole, causing underside damage. Senior Inspector Vijay Kumbhar noted increased traffic jams due to pothole-induced breakdowns.
Insurance Companies’ Response
- Bajaj Allianz: Reported a near doubling of claims from June to July 2024 compared to the previous year.
- Policybazaar.com: Noted a 20% increase in motor claims this monsoon.
- HDFC ERGO: Received 476 flood-related claims in June-July 2024.
Expert Advice
Insurance experts advise comprehensive policies with add-ons like roadside assistance, engine, and gearbox protection to mitigate such risks.
