Modified Guidelines on ‘Items for which optional cover may be offered by insurers’

Byadmin

August 27, 2018
In partial modification of Annexure 1 of Chapter III of the ‘Guidelines on standardization of Health insurance business’ issued vide Circular Ref: IRDA/HLT/REG/CIR/146/07/2016 dated 29.07.2016, the following items are deleted from the said list of “Items for which optional cover may be offered by insurers”.

Ref.

No.

 Item
61 Dental Treatment Expenses that do not require hospitalization
62 Hormone replacement Therapy
64 Infertility / Subfertility / Assisted conception procedure
65 Obesity (Including Morbid Obesity) Treatment if excluded in policy
66 Psychiatric and Psychosomatic Disorders
67 Corrective Surgery for Refractive Error
68 Treatment of Sexually Transmitted diseases
73 Any expenses when the patient is diagnosed with retro virus or suffering from HIV/AIDS etc is detected / directly or indirectly
74 Stem cell Implantation / Surgery and Storage
177 Aesthetic Treatment / Surgery

 

D V S Ramesh

General Manager (Health)

 
Source : IRDAI

Author

Byadmin

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