April 2026

The GST rate cut in health and term insurance would have policyholders look forward to the premium renewal date for a change, to examine the cost savings. A 12-16 per…

India's general insurance industry continues to play a critical role in supporting economic stability, risk protection, and financial resilience across sectors. With expanding awareness, regulatory support, and increasing penetration of…

An insurance company should not request the following documents from the insured in the course of resolving claims: Supreme Court Case Title: Gurmel Singh vs Branch Manager, National Insurance Co.…

Servicing to the policyholders – Special Measure for the current Financial Year 2025-26 March 26, 2026 1. In order to avoid any hardship to the policyholders, the insurers are hereby…

Insurer can't reject claim by delaying cheque presentation Gayatridham Phase Co-operative Housing Society had taken a standard fire and special perils policy from New India Assurance. The insurer issued the…

Tata AIA launches Shubh Flexi Pension Plan with lifetime income feature Tata AIA Life Insurance has introduced the Shubh Flexi Pension Plan, a retirement solution combining guaranteed lifetime income with…

Introduction Insurance fraud has emerged as one of the most critical risks confronting the Indian insurance industry today. While traditionally viewed as isolated incidents of exaggerated claims or misrepresentation, fraud…

Marine cargo insurance plays a critical role in protecting goods during transit against a wide range of risks such as damage, theft, pilferage, and external perils. However, the success of…

Health insurance is often sold as a safety net—one that protects families from the financial shock of illness and hospitalisation. Yet, for many policyholders in India, this safety net develops…

In my previous article, “Reinstatement – Its Varied Interpretation in Fire Policy,” I drew attention to a case where, in my view, the Court failed to distinguish between the term…