Dr. Tapas Kumar Parida

I. Introduction In the last two years, Government has taken a number of new initiatives, like increase in FDI limit, accidental insurance benefits to Jan Dhan Accounts, insurance at a…

I. Introduction Insurance provides protection against risks or uncertain events and is based on the principle that what is highly unpredictable to an individual is predictable to a group of…

Introduction Over the years with persistent Government’s efforts, the insurance penetration (premiums to GDP) in India has increased from 2.71% in FY01 to 5.20% in FY09 but thereafter the level…