Underlining the importance of preventive healthcare and regular medical screening for a healthy life, Bajaj Allianz General Insurance recently launched a wellness rider, namely Health Prime, which offers cashless benefits and 4 main healthcare covers.
This includes telephone (telecon-sultation) and doctor/in-person consultation, along with investigation cover (pathology/ radiology services)and annual preventive health check-ups cover. The extensive medical network where these services can be availed includes 2,500 lab chains, 90,000 doctors across 35+ specialities.
Notably, the rider is available only for existing Bajaj Allianz policyholders who hold health insurance and personal accident policies, given that it is not a standalone product and only an addition to the base policy. Accordingly, the entry age for the rider will be determined per the base policy opted by the insurer. The rider also offers 6 plans for individuals where yearly premiums range from Rs. 63 to Rs. 1,084. There are 3 family floater plans as well, with a premium range of Rs. 1,146 to Rs. 2,348. The insured members can also avail of a free preventive healthcare checkup once every year from a range of 45+ test parameters, which include Hemogram and ESR, Liver function, Urine routine and more.
