Under the J&K Universal Health Scheme, the Jammu and Kashmir government has taken the decision to provide free health insurance to all residents of Jammu and Kashmir.
Under the scheme, around 1.25 crore people will get the same benefits provided under Ayshman Bharat PMJAY and 15 lakh families will be covered.
Free health insurance cover of Rs five lakh per family per year on floater basis will be provided to the beneficiaries of the policy and there will be no restriction on family size, age or gender.
Under the scheme, all pre-existing illnesses will be covered and cashless services will also be available in all the empanelled hospitals. The beneficiaries shall have access to 20,853 (public and private) hospitals across the country and avail benefits with facility of inter-state portability. The scheme covers all employees, pensioners and their family members. The employees will continue to get Rs 300 per month as medical allowance to take care of OPD treatment.
