Aon has expanded the capacity of its Data Center Lifecycle Insurance Program (DCLP) to $5 billion, responding to rapidly growing investment in artificial intelligence, cloud computing and hyperscale data centres worldwide. The expansion is intended to provide developers, owners and investors with greater insurance capacity as digital infrastructure projects become larger, more complex and increasingly capital intensive.
The enhanced programme provides up to $5 billion of Construction All Risks, Delay in Start-Up, Property Damage and Business Interruption coverage. The capacity is backed by a panel of A-rated insurers from Lloyd’s and company markets, alongside other insurance facilities and products.
Aon has also broadened the programme beyond traditional property and construction insurance. The expanded offering includes up to $200 million of third-party liability cover outside the US and $100 million within the US, along with up to $400 million for cyber and technology errors and omissions risks and $500 million for project cargo exposures. Up to $1 billion of terrorism capacity can also be accessed through existing Aon facilities.
The move reflects the changing risk profile of the global data centre sector. Heavy investment in AI infrastructure is driving the development of increasingly valuable facilities with substantial power, technology and operational requirements. Aon said these projects need insurance and risk-management solutions capable of addressing exposures throughout their lifecycle—from construction and commissioning to long-term operation.
The broker is also integrating engineering expertise, climate and environmental risk advisory, security consulting, professional indemnity solutions and operational resilience services into its data centre proposition.
Joe Peiser, CEO of Risk Capital at Aon, said digital infrastructure has emerged as one of the global economy’s most important and capital-intensive asset classes. According to Aon, greater insurance capacity coupled with lifecycle risk management can help projects remain resilient, financeable and insurable as they scale.
The expansion comes amid a sharp increase in the scale of data centre investments. Aon has indicated that insurance capacity assembled across markets for an individual data centre project can now reach approximately $13 billion to $15 billion, while some emerging projects may ultimately cost $40 billion to $50 billion, potentially requiring capital beyond the traditional insurance market.
