NCDRC: Surveyor Reports Not Binding in Insurance Claims
Case: M/S Flowtex Products vs M/S United India Insurance Co. Ltd. Case No.: CONSUMER CASE NO. 359 OF 2013 Summary The National Consumer Dispute Redressal Commission (NCDRC) has ruled that…
Supreme Court: Minor Breaches Won’t Deny Full Coverage in Vehicle Theft Insurance Claims
Case title: Ashok Kumar v. New India Assurance Co. Ltd. Citation :(SC) 587 Summary The Supreme Court ruled in a car theft case that any policy condition violation should be…
Supreme Court Denies Replacement for Damaged BMW: Policy Coverage Limits Apply
Case Title: Bajaj Allianz General Insurance Co.Ltd. V. Mukul Aggarwal, CIVIL APPEAL NO.1544 OF 2023 Citation: (SC) 1000 Summary The Supreme Court reaffirmed that an insured person is limited to…
Supreme Court: Driver’s License Verification Not Mandatory for Insurance Coverage
Case Title: IFFCO Tokio General Insurance Co. Ltd. V. Geeta Devi and others., Special Leave Petition (C) No. 19992 of 2023 Summary The Supreme Court has ruled that an insurance…
Delhi High Court: Existing Motor Vehicle Act Provisions Apply to Electric Vehicles
Case Title: Rajat Kapoor v. Union of India & Anr. Citation: (Del) 828 Summary The Delhi High Court has ruled that rules under the Central Motor Cars Rules, 1989 and…
Supreme Court: Minor Medical History Omissions Won’t Block Insurance Claims
Case Title: Om Prakash Ahuja V. Reliance General Insurance Co. Ltd.| Civil Appeal No.s 2769-2770 of 2023 Summary The Supreme Court ruled that an insurance company cannot refuse to renew…
Medical Insurance for Employees/Pensioners: GST Applies, Says Telangana AAAR
Appellant: M/s. Hyderabad Metropolitan Water Supply And Sewerage Board Summary The Telangana Appellate Authority of Advance Ruling (AAAR) has ruled that there is no GST exemption for medical insurance premiums…
Kerala Consumer Forum: Technological Advancements Allow Coverage for Short Hospital Stays
Case title: Johny Milton v Universal Sompo General Insurance Company Ltd. Summary The Kerala Consumer Commission has ordered an insurance company to reimburse the medical expenses incurred by a policyholder…
Madras High Court: Mediclaim Payout Deducted from Motor Accident Compensation
Case Title: The Manager, TATA AIG General Insurance Co Ltd v. Kathamuthu and another Summary The Madras High Court has ruled that compensation for medical expenses is a reimbursement, and…
Non-Network Treatment Covered! Madras High Court Protects Medical Reimbursement Rights
Case Title: C Mani v Principal Secretary to Government of Tamil Nadu Summary The Madras High Court has reaffirmed that a medical claim cannot be denied solely based on the…