A Place Called Safety
[caption id="attachment_29023" align="alignleft" width="132"] Dr K. Raja Gopal Reddy[/caption] All these years, we have been fruitlessly searching for an elusive dream called ‘Safety’ in the most unlikely places, and our…
Claims, Complaints, and the Limits of Technology in Indian Insurance
[caption id="attachment_29894" align="alignleft" width="126"] Kunal Varma[/caption] Summary: Claims continue to be the most critical factor in establishing trust within the Indian insurance sector, representing the majority of consumer complaints. This…
Sabka Bima Sabki Raksha (Amendment of Insurance Laws) 2025- Strategic Significance
[caption id="attachment_21720" align="alignleft" width="169"] Dr. Rakesh Agarwal[/caption] The recent amendment to India’s insurance laws marks one of the most consequential regulatory reforms in the sector since liberalisation. With the passage…
The Legal and Technical Craft of Drafting a Letter of Subrogation
[caption id="attachment_29905" align="alignleft" width="132"] Abhijit K Chattoraj [/caption] In my earlier article, 'The Implications of Drafting the Letter of Subrogation,' I mentioned (while referring to the case Oberai Forwarding Agency…
How Mental Well-Being Is Shaping the Future of Workplaces
[caption id="attachment_29910" align="alignleft" width="127"] Vaibhav Gangrade[/caption] The conversation around work is changing. Work has been considered for decades on the sole basis of compensation, job tasks, or benefits. Today, something…
Insurance Technology & Digital Transformation
[caption id="attachment_29915" align="alignleft" width="146"] Priyanshi Shah[/caption] Introduction The insurance industry is undergoing a profound transformation, driven by rapid advancements in technology and changing customer expectations. Once characterized by paper-based processes…
IRDAI’s ‘Insurance for All by 2047’: The Data, AI, and Workflow Innovations India Must Unlock Now
[caption id="attachment_29919" align="alignleft" width="149"] Sri Ramaswamy[/caption] India’s ambition of “Insurance for All by 2047” is more than a policy goal, it's a national transformation agenda. As outlined at the Vision…
From Bold Beginnings to Enduring Brilliance: Celebrating 25 Years of BIMTECH’s Insurance Legacy – Making of a Brand in Management Insurance Education.
Prof (Dr) Abhijit K. Chattoraj travels down memory lane to relive his days at BIMTECH. [caption id="attachment_29905" align="alignleft" width="136"] Prof (Dr) Abhijit K. Chattoraj[/caption] The flagship programme—PGDM in Insurance Business…
Do’s and Don’ts While Buying a Top-Up Health Insurance Policy
Top-up and super top-up health insurance plans are designed to supplement an existing health insurance policy by providing additional coverage at a significantly lower cost compared to increasing the base…
The POS Model in the Insurance Industry – Expanding Reach through Simplified Distribution
Executive Summary The Point of Sales Person (POSP) model has emerged as a transformative distribution channel in the insurance industry, particularly in markets like India where insurance penetration remains relatively…