SBI General Insurance, launched a fully customizable digital-only health product ‘Health Edge Insurance’. The policy offers a single comprehensive plan with 9 basic indemnity covers and 18 optional covers, allowing customers to design a tailor-made health insurance policy as per their requirements. It offers customers a convenient and hassle-free experience.

The policy provides multiple sum insured options ranging between INR 3 Lacs to INR 25 Lacs, with long-term policy options available for up to 3 years. It offers customers value with premiums starting from less than Rs.15/day*. The entry age to purchase the Health Edge plan is 18 years to 65 years for adults and 91 days to 30 years for children.

Health Edge Insurance is a truly digital-only product from SBI General that makes buying health insurance a user-friendly experience. The entire process right from purchase to claims will be completely digital and shall require minimal paperwork. Customers can avail services such as downloading the policy document, premium payment, policy renewal, making a claim and more, from the comfort of their homes.

The Heath Edge plan comprises of nine in-built covers: In-Patient Hospitalization, Pre-Hospitalization Medical Expenses, Post-Hospitalization Medical Expenses, Day-Care Treatment, Emergency Road Ambulance Cover, Bariatric Surgery Cover, Modern Treatment/ Advance Procedures, AYUSH Treatment and Stay Fit Health Checkup. Insured individuals can also avail of a health check-up for various preventive tests under the Stay Fit Health Check-up.

Additionally, customers are free to select from 18 optional covers including Domestic Help/ Staff Indemnity, Hospital Daily Cash, Accidental Death Cover, Unlimited Refill, Critical Illness Cover and more.

The Health Edge insurance plan includes covers such as the Global Treatment cover which takes care of the medical expenses incurred towards inpatient care outside India, and OPD cover which guarantees the medical expenses incurred for allopathic OPD expenses including Diagnostics and Pharmacy, for both floater and individual policies.

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This entry is part 5 of 13 in the series May 2023 - Insurance Times

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