HDFC Life presents special solutions catering to different financial needs of women. Women’s plans are a set of specially created and hand-picked products which suit the needs of women at different stages of their life; such as protection, health, retirement, child’s education and long term savings and investments.
Why do Women need Life Insurance?
HDFC Life presents special customized solutions for women as we understand their financial needs are different from men. Smart financial planning can help women ensure they are financially independent and contribute to their family’s financial corpus in a big way.
Whether it’s your monthly budget or your child’s education, whether it’s every hour of your busy day or that dream home you are saving up for, your life is planned to the last minute! This is what makes you so independent and gives the strength to fulfill all dreams for yourself and your family.
Financial planning is as important for women as for men. As you shoulder equal responsibilities for everything in the family, it’s time to empower your plans with some smart financial planning. Life insurance plans can not only help you secure yourself against financial uncertainties, they also help you systematically plan for important life goals. At HDFC Life, we have researched extensively to understand your needs and bring to you a wide portfolio of products for every specific goal.
Protection
As you share family responsibilities with your spouse, or wish to ensure your parents’ or spouse’s future is secured even when you are not there, protection plans are an inexpensive way of ensuring your family’s financial independence is taken care of in your absence.
Retirement
While your spouse may have planned for a retirement income, shifting from your current double income to your spouse’s single retirement income in old age can be challenging. Women are also blessed to live longer which makes preparation for a longer life even more critical. Start early to capture the benefit of lower premium and longer time to save and build a retirement corpus. Retirement Plans help you ensure all your needs are taken care of and you are financially independent even in your old age. Empower your spouse’s plans with some smart financial planning of your own.
Wealth Creation
Long term savings and investment plans can help you build a healthy corpus to meet specific financial goals like buying a home, starting your own business or building up savings for your family members. It offers the dual benefit of financial security as well as savings with tax benefits.
Child’s Education
Be prepared to fulfill your child’s professional dreams with smart financial planning by investing in a Child Plan. Use the corpus to make funds available when she is ready for higher education and professional courses which require significant financial investment. Children’s Plans additionally enable you to ensure your child’s future is secure even when you are not around.
HDFC Life Smart Woman Plan
HDFC Life Smart Woman Plan, a life insurance policy for women that gives wings to your aspirations. The plan ensures your savings grow leaving you free to pursue your career and continue making a difference to those around you.
You always wanted to make a difference in the lives of your loved ones. This is what gives true happiness. In your own way, you did what it took to keep them happy with their satisfaction always being a priority for you.
Now that you are independent and have complete charge of your finances, some amount of planning can go a long way in fulfilling dreams for yourselves and your loved ones.
Presenting, HDFC Life Smart Woman Plan, a life insurance policy for women that give wings to your aspirations. The plan ensures your savings grow leaving you free to pursue your career and continue making a difference to those around you. It also provided options which cater to specific life events of women with respect to their health, career and marriage.
HDFC Life YoungStar Udaan
Since the birth of the child, parents make sincere efforts to ensure that their child can dream big without having second thoughts. We, at HDFC Life, are here to help you empower your child’s dreams and live the rest of your life as the proud parents you deserve to be.
Presenting the HDFC Life YoungStar Udaan, a traditional participating insurance plan. This plan is ideal for parents who wish to make provision for:
- Academic expenses that occur prior to college education
- Specific goals like college fees or marriage expenses etc
- All miscellaneous and extracurricular expenses that occur during college/school
HDFC Life Pension Super Plus
You wait for the day when you can retire and pursue your interests – full time. This is possible only if you have assurance of post-retirement income. Presenting, HDFC Life Pension Super Plus Plan, a unit-linked pension plan designed to build a corpus over the policy term so that you can enjoy post-retirement life.
HDFC SL YoungStar Super Premium
Children insurance plans help build savings so that over time there is enough to finance your child’s education, marriage, house or car. HDFC SL YoungStar Super Premium, a unit-linked insurance plan (ULIP) designed to accumulate savings for your child’s future, even in your absence.
