Why Chola Ms Home Insurance?

Chola MS offers a comprehensive home insurance policy that protects your valuable property not just on the whole but also the structure and the home contents. You have an option to protect and safeguard your complete assets along with the home. 

Chola MS offers protection from burglary & housebreaking to domestic and electrical appliances, and even the structure & contents of house. When you choose the best home insurance in India you gain all the given benefits:

The policy covers both structure and /or contents of your home

It covers your home against burglary, fire, terrorism

It provides cover for valuable items like electronics, jewellery and anything else you might opt for (depending on the terms and conditions).

Policy Cover for self-owned houses as well as contents of rented houses.

What is covered under the Chola home insurance policy?

The items and situation that the Chola MS house insurance policy protects you against include:

Fire and Special Perils

Building (Section I) and Contents (Section IA) covers the structure of your home and contents against:

Fire, Lightning, Explosion/Implosion, Aircraft Damage

Riot, Strike, Malicious and Terrorist Damages

Subsidence and Landslide including Rockslide

Storm, Typhoon, Cyclone Tempest, Hurricane, Tornado, Flood and Inundation

Earthquake, Volcanic Eruption & other Convulsions of Nature

Missile testing operations

Leakage from automatic sprinklers installations

Bursting and overflowing of water tanks, apparatus, pipes

Bush fire

Impact damage by rail/road vehicle and animal

Burglary and housebreaking

Including Larceny and Theft (Section II) – Contents (as defined by Indian Penal Code)

You can also insure the contents of your home against loss due to burglary and /or housebreaking or attempted burglary. Jewellery kept in a safe within the home premises can also be covered.

Sum Insured

For Contents under Section I damaged or lost due to Fire & Special Perils and Section II due to Burglary & Theft should be the same.

Make sure your investment in your house serves as an asset for a lifetime by opting for the specially crafted house insurance policy from Chola MS.

Key features of Chola MS home plan:

Chola MS ensures complete protection of your house through:

Get house insurance online and save time, money and hassle.

Standard coverage for protection against explosion or fire, attempted burglary, damage due to natural disasters, theft, and compensation for damage to property or contents within, through vehicular accidents.

Option of covers for your valuable items, such as camera and jewellery.

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This entry is part 5 of 16 in the series March 2019 - Insurance Times

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