A PIL has been filed in Delhi High Court, seeking guidelines for mandatory medical check-up before issuing life and health insurance policies.
High Court has issued notice to the Ministry of Finance and IRDA and directed them to file their replies to the plea before the next date of hearing on August 8.
The petition, moved by advocate Arpit Bhargava, has alleged that in the absence of guidelines for mandatory medical examination, the insurance companies were rejecting claims on the ground that material facts regarding health of the insured were not disclosed.
He has also contended that at the time of receiving applications, the insurance company agents often only take the customers’ signature and fill up details on their own and the policies are issued without carrying out any health check-up of the applicant.
He has alleged in his plea that the insurance companies have taken the public at large “for a ride” as it is only interested in “collecting premiums on insurance policies”.
