As part of the Lloyd’s ongoing response to emerging risks and the challenges they pose to communities around the world, Lloyd’s Charities Trust has recently launched a new disaster resilience partnership with Habitat for Humanity Great Britain.

The partnership will give a boost to a Lloyd’s market wide approach to help fulfil Habitat for Humanity’s goal of a world where everyone has a safe and decent place to live. The partnership will focus on the joint vision to create braver and more resilient communities in climate risk areas.

Habitat for Humanity Great Britain is keen to utilise Lloyd’s and the (re)insurance sector’s expertise in natural hazard risk modelling and mapping to help them develop new tools and models. In particular, expert advice on flood risk reduction strategies will enable the most vulnerable communities to build their capacity to successfully tackle flood threats. A key component of the new partnership is funding a project in Malawi’s Chikwawa District that was affected by severe flooding and devastation from Cyclone Idai in March 2019.

The project will analyse why certain communities choose to live in flood-prone lowland areas, and the best way to improve the resilience of these communities to future disasters. The report will help Habitat for Humanity and other disaster response organisations respond to future disasters more effectively and will be applicable to other regions that are affected by similar natural disasters.

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