March 2021

Introduction In the last couple of years, Government of India has taken several initiatives to increase the insurance penetration and density in the country. Some of the major initiatives include,…

Pockets of digital transformation were happening across the insurance industry pre-2020, but they were isolated and not synced across insurers’ operations. The events of this year have concentrated years of…

India’s life and non-life insurance penetration in 2019, at 2.82% and 0.94% respectively, are significantly lower than the global averages of 3.35% and 3.88%, respectively. Five years after India increased…