Medical tourism to India could see a significant increase if global insurance companies begin covering treatment for patients travelling to India, according to Apollo Hospitals Joint Managing Director Sangita Reddy. She has urged the government to engage with international insurers to encourage coverage for overseas treatment, arguing that insurance-backed access could make Indian healthcare more affordable for foreign patients. The global medical travel market was valued at around $115.6 billion in 2022 and is projected to reach $286.1 billion by 2030. India’s medical tourism market was estimated at about $8.7 billion in 2025, with government figures projecting it to reach $16.2 billion by 2030.

For the insurance industry, wider international coverage of treatment in India could create opportunities for cross-border health insurance, international provider networks and new healthcare financing models. It would also require insurers and hospitals to address issues such as treatment quality, claims administration, pricing, medical records, international accreditation and cross-border reimbursement. Reddy also highlighted the growing role of AI in preventive healthcare and clinical risk prediction, suggesting that technology and international insurance coverage could together reshape India’s position in the global healthcare ecosystem.

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