IRDAI Corner

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November 13, 2025

Cessation of the practice of allowing additional line of business/department to surveyor and loss assessors based on categorization letter issued in 2001-02

October 10, 2025

1. The Authority had carried out the exercise of categorization of those individual surveyors and loss assessors (SLA) who were holding valid surveyor license prior to notification of IRDA Insurance Surveyors and Loss Assessors (Licensing, Professional requirements and Code of Conduct) Regulations, 2000. The said exercise had categorized an individual SLA in several lines of business/departments (LOB). Thereafter, an individual SLA was allowed to have only 3 LOBs out of the categorized LOBs, on his surveyor license.

2. The Authority, vide Circular Ref. IRDA/SUR/CIR/MISC/042/02/2020 dated 04th Feb, 2020, allowed addition of LOB on Surveyor license of an individual SLA on the basis of categorization letter issued by the Authority, as per para 1 above, who possess pertinent educational qualification and whose license has been continuously renewed by the Authority without break, till filing such modification application. Additionally, the restriction on the number of LOBs on an individual surveyor license was also lifted.

3. The Authority is in receipt of several applications based on para 2 above wherein an individual SLA, who is currently approaching the Authority to add new LOB to his surveyor license, has not carried out any survey in the concerned LOB since the year 2002. Considering the rapid upgradation and advancements in technology during these last 23 years, such experience and knowledge gained prior to 2001-02 in the concerned LOB have become obsolete and the same needs to be updated to ensure that he carries out a fair assessment of an insured loss.

4. In view of the above, it has been decided to stop the practice of allowing additional LOB to individual SLA based on the categorization letter. Therefore, the Circular Ref. IRDAI/SUR/CIR/MISC/042/02/2020 dated 04th Feb 2020 is hereby repealed with immediate effect.

5. Further, the individual surveyors would continue to be eligible for any LOB on his surveyor license, subject to fulfilment of the eligibility criteria given in Regulation 3 of IRDAI (Insurance Surveyors and Loss Assessors) Regulations, 2015 as amended from time to time.

6. Henceforth, in order to add LOB to the surveyor license, an individual SLA would be required to adhere to the Proviso under Regulation 27 of IRDAI (Insurance Surveyors and Loss Assessors) Regulations, 2015 as amended from time to time.

This is issued with the approval of the Competent Authority.

National Cyber Security Awareness Month (NCSAM) 2025

October 06, 2025

The month of October is globally observed as National Cyber Security Awareness Month (NCSAM) with the aim of enhancing cyber security awareness across public and private sectors and highlighting its importance.

In this regard, you are advised to celebrate Month of October, 2025, as Cyber Security Awareness Month and carry out activities promoting cyber hygiene and strengthen public awareness by organizing mass outreach initiatives across diverse media platforms, including television, radio, social media reels, memes, SMS campaigns, and other effective channels. Further, the summary of activities carried out during the month shall be submitted to the Authority at infosec@irdai.gov.in by 5th Nov, 2025.

1st List of Eligible Trainee Surveyors

October 03, 2025

1. First list of eligible trainees for Insurance Institute of India (III) Surveyor Pre-Licensing Examinations December 2025 is attached herewith.

2. Further to the Surveyor Enrollment Notice dated 29th February 2024, it may be noted that enrollment applications submitted up to 15th September, 2025 shall be processed “for the December 2025 examinations”.

3. Those applicants who have applied multiple enrollments for different departments have been made eligible with only 1 approved enrollment number.

4. For any discrepancy in the list – applicants who are eligible for surveyor examination scheduled in December 2025 are advised to email to kiransharma@irdai.gov.in and surveyor@irdai.gov.in before 05.00 PM till 6th October, 2025 with the subject heading “Discrepancy in list of eligible applicants for online Surveyor Exam December 2025”.

5. Those applicants whose details were already appearing in previous lists may directly approach Insurance Institute of India (III) with previous issued date of published list by IRDAI.

6. All eligible applicants are advised to obtain student membership from Indian Institute of Insurance Surveyors & Loss Assessors (IIISLA) before appearing for surveyor exam.

7. In case of non-receipt of Trainee Enrollment Approval mail from IRDAI, all eligible applicants are advised to take screen shot of status of their Trainee Enrollment application under their login in IRDAI BAP Portal [showing status as “Approved /Partially Approved”, Enrollment No. & Date of Approval (Enrollment)]; as proof while applying for IIISLA membership and registering for III Surveyor exams.

8. The eligible applicants are advised to register for December, 2025 online surveyor examination on the website www.insuranceinstituteofindia.com.

9. The eligible applicants are advised to register and appear for the examination only for the respective Departments for which they are enrolled with IRDAI as Trainee Surveyors.

10. While registering for III Surveyor pre-licensing exams, the applicants are required to enter the Enrollment No. in the form of “10000XXXXX” (10-digit no. only) and Enrollment Date in the form of “DD-MM-YYYY”.

Public Notice – Fake Website

September 30, 2025

The Insurance Regulatory and Development Authority of India (IRDAI) is a statutory body established under Section 3(1) of the Insurance Regulatory and Development Authority Act, 1999 (No. 41 of 1999) to protect the interests of policyholders, regulate, promote, and ensure orderly growth of the insurance industry.

1) It has been noticed that a fraudulent website is masquerading as IRDAI’s official Consumer Education Website. IRDAI’s official Consumer Education Website can be assessed with the URL: https://policyholder.gov.in. The fraudulent website is hosted at the following URL: https://policyholdergov.org.

2) It has been observed that the fraudulent website is misusing the official emblem and icons of IRDAI, the Department of Financial Services, india.gov.in, and the Council of Insurance Ombudsman. Further, the fraudulent website has been found to be engaged in unauthorized activities such as attempting to induce policyholders to make premium payments online and collecting their personal details.

3) It is clarified that IRDAI does not collect premium, take money for the settlement of Claim, or facilitate any financial transactions on its website. The official consumer education website of IRDAI exists only to provide authentic information to policyholders on insurance awareness, their rights, and Grievance Redressal options.

4) The matter has already been escalated to the concerned authorities for urgent and appropriate action.

5) The general public is strongly advised to refrain from accessing or engaging with the said fraudulent website and to rely only on the IRDAI’s official portals (as given hereunder) for authentic information:

  • https://policyholder.gov.in
  • https://irdai.gov.in

November 2025- Insurance Times

The Supreme Court defines guidelines for order VI rule 17: amendment applications shall not be rejected on account of delay. A Timely Framework to Combat Insurance Fraud

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This entry is part 13 of 26 in the series November 2025- Insurance Times

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