Introduction
The National Health Authority (NHA) is set to roll out India’s flagship health insurance scheme in Delhi, following the newly formed state government’s approval. Under this initiative, eligible families will receive ₹10 lakh in health coverage, significantly improving access to medical care for the poor and vulnerable.
Key Highlights
Approval of Ayushman Bharat Scheme in Delhi
- The Delhi government has decided to join the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY).
- The scheme provides ₹5 lakh annual health coverage, with an additional ₹5 lakh top-up funded by the Delhi government.
- This initiative aims to extend cashless medical treatment to economically weaker sections.
Implementation Strategy
- NHA Joint Secretary Kiran Gopal Vaska confirmed that preparations are underway for Delhi’s onboarding into the scheme.
- Beneficiary details are being compiled, and hospitals previously empanelled directly by NHA will now be integrated into Delhi’s state empanelment system.
- Wallet sequencing in the IT system will ensure that the first ₹5 lakh is funded by the Centre, while the remaining ₹5 lakh will be covered by the Delhi government.
Memorandum of Understanding (MoU) and Training
- A formal MoU between the Central and Delhi governments is expected soon.
- Training for Ayushman Card creation and backend processes for claim submissions have already begun.
- Both Central and State teams are collaborating to expedite the scheme’s implementation.
Conclusion
With the Delhi government’s approval, the Ayushman Bharat health insurance scheme is set to provide ₹10 lakh medical coverage to eligible families in the national capital. The NHA is actively working to ensure a smooth rollout, offering crucial financial protection to Delhi’s poor and vulnerable communities.
