Features & Benefits
- Hassle-free inspection & cashless claim service at more than 1900 network garages.
- Claim settlement within 7 working days.
- Transfer existing No Claim Bonus from any insurance provider.
- Avail of additional protection & convenience through different add on covers.
- Swift telephonic service for effective claims support & assistance even on Sundays & holidays, all available on a toll free number.
Policy Inclusion
This vehicle insurance policy by Liberty Videocon provides cover for the following occurrences:
- Loss or damage to the vehicle due to:
- Accident
- Fire
- Lightning
- Self-ignition
- External explosion
- Burglary
- Housebreaking or theft
- By accidental external means
- Malicious act
- Riot and strike
- Terrorism
- Earthquake, flood, landslide, rockslide, cyclone and inundation
- Whilst in transit by rail, road, air, elevator, lift.
- Personal accident cover in case of loss of limb or sight, disablement or death
- Liability for third party injury or death and damage caused to their property
- By paying an additional premium, one can opt for extra cover in case of:
- Loss or damage to electrical and non-electrical accessories
- Personal accident cover for the insured and any named or unnamed passenger(s)
- Cover for lamps, tires/tubes, mudguards, bonnet etc. and paintwork of the damaged portion
- Legal liability to person employed (paid driver / cleaners)
- Legal liability to person employed travelling in the vehicle (other than driver/cleaner)
- Indemnity granted to trailers
- Legal Liability to Non-Fare Paying Passengers other than Statutory Liability except the Fatal Accidents Act, 1855
Policy Exclusions:
Some of the major exclusions under this vehicle insurance policy by Liberty Videocon are:
- Consequential loss
- Claims arising out of any contractual liability
- Loss or damage covered under manufacturer’s warranty or part of manufacturer’s recall
- Loss or damage to the engine and/or gear box due to delay in intimation to the insurer or delay in retrieval of insured vehicle from water clogged area.
- Depreciation; wear and tear
- Mechanical and Electrical breakdown; failure or breakage
- When the vehicle is used outside the geographical area
- When used contrary to limitations as to use
- When driven by a person other than the driver stated in the driver’s clause
- War perils, nuclear perils and drunken driving
Add-on Covers:
- Depreciation Cover
- Consumable Cover
- GAP value cover
- Passenger Assist Cover
- Roadside Assistance cover
