IRDAI Corner for May 2026
IRDAI Information and Cyber Security Guidelines, 2026 April 08, 2026 1. IRDAI vide Circular ref: IRDAI/GA&HR/GDL/MlSC/88/04/2023 dated 24th Apr, 2023 has issued IRDA Guidelines on Information and Cyber Security for…
Legal Briefs for May 2026
HC: Motor tribunal can examine personal cover claims The Karnataka high court has held that a motor accident claims tribunal (MACT) is not stripped of jurisdiction to examine claims relating…
New Product Launches for May 2026
The Indian life insurance industry continues to evolve with innovative products that blend protection, savings, and investment to meet changing customer needs. Recent launches by leading insurers reflect a clear…
Reinsurance Stress in a Soft Market-How Pricing Pressure is creating Hidden Solvency Risks in India
Introduction The Indian general insurance market is currently going through a prolonged soft cycle. Over the last few years, competition has intensified significantly, particularly in segments such as group health,…
Do’s and Don’ts Before Filing a Claim in Engineering Insurance Policies
Engineering insurance policies—such as Contractors’ All Risks (CAR), Erection All Risks (EAR), Machinery Breakdown (MB), and Contractor’s Plant & Machinery (CPM)—cover complex risks involving high-value assets, technical operations, and project…
Interview with Mr. P. Jaipuria, Secretary General, Insurance Institute of India
About Mr. P. Jaipuria Shri P. Jaipuria, Secretary General of the Insurance Institute of India since November 2024, brings over 30 years of experience from LIC, where he held key…
Surveyor’s Findings: Sacrosanct or Subject to Scrutiny?
In my previous article, ‘Reinstatement Value Policy Insurance: The Rationale and the Spirit We Choose to Ignore’, I examined in detail a significant judgment of the Hon’ble High Court of…
Insurance and pensions vital for resilient Viksit Bharat
Insurance and pension systems will play a crucial role in building a resilient and economically secure “Viksit Bharat” as India progresses toward long-term development goals, according to recent policy discussions.…
Financial planning gains importance for mothers
Financial experts are increasingly emphasising the importance of structured financial planning for mothers through mutual fund Systematic Investment Plans (SIPs), emergency funds, and adequate insurance protection. As financial responsibilities within…
Why Premium Financing Will Be a Core Enabler of Insurance Penetration in India by 2030
India stands at a decisive crossroads in the evolution of its insurance sector. The regulatory changes, digital connectivity, diverse insurer options, and InsurTech innovations are the major driving forces behind…