AN OVERVIEW OF CAPTIVE INSURANCE
Introduction A business faces numerous risks in its day-to-day operations, and managing this risk is paramount to a thriving and successful company. Rising insurance costs coupled with increasing self-insured risk…
Long Term Two Wheeler Insurance
Nowadays, two-wheelers have become very common in India. We often see the streets as well as parking lots crowded with bikes and scooters. This is the case widely observed in…
ENHANCING PROFITABILITY IN INDIAN LIFE INSURANCE INDUSTRY- A PROPOSITION
1. Introduction At present many insurance companies are suffering loss which is a disturbing trend. It is because of the descending fortunes of the Indian life insurance industry which until…
UNDERWRITING OF LIFE INSURANCE POLICIES
1. Introduction: 1.1. The life insurance industry in India has been progressing at a rapid growth since opening up of private sector. The size of country, a diverse set of…
THE DIRE NEED FOR PREPARING THE ROADMAP FOR THE FUTURE OF INSURANCE SERVICES
1. Introduction: 1.1. Standing in the current scenario of Indian Insurance sector we now need now a fully fledged IT support - through activation between customer and the servicing centre,…
Do You Still Stand a Chance to Acquire a Used Car Loan Despite Bad Credit?
Due to the rising costs of brand new vehicles, used cars are now becoming a popular option for the masses. Second-hand cars are not only affordable but also provide an…
REVIEWING AN INSURANCE PROGRAMME — A BRIEF FOR INSURER AND INSURANCE ADVISER
Introduction In the domain of insurance buying by Industrial and Commercial Establishments two methods are currently in vogue. (1) As pecification is prepared of the various insurance covers required and…
List of Investment Options under Section 80 Cand How You Can Use Them
Most people start thinking about tax savings during the last quarter of the financial year. Section 80C of the Income Tax Act offers several tax deductions and benefits. Individuals are…
NPS is an Investment Option for Low Income Earners
In effect since January 2004, the National Pension System(NPS) is a cohesive plan designed to help individuals maintain financial independence post retirement. One of the main objectives driving the NPS…
ULIPs – Boon or Bane?
Unit-linked insurance plans (ULIPs) are products that provide risk cover as well as an investment opportunity to the investors. The investments are made is different assets, such as bonds, equity,…