Health insurance claim denial: Check reasons against policy terms first
Health and general insurers paid 82 per cent of claims by volume and 71.3 per cent by value (Rs 1.17 crore), according to the Insurance Regulatory and Development Authority of…
Cut mediclaim sum from crash victim’s relief: SC
The amount received by an accident victim under a mediclaim policy must be deducted from the total compensation under the head of medical expenses and hospitalisation charges, Karnataka HC has…
SC asks 23 states, 7 UTs to file compliance reports of road safety provisions
In a significant order, the Supreme Court directed 23 states and seven union territories to file compliance reports indicating implementation of the Motor Vehicle law's recent provisions besides rules on…
Non-payment of authorization fee when vehicle was within its registered state won’t invalidate its national permit : Supreme Court
Case Title: Shri Binod Kumar Singh Versus National Insurance Company Ltd. Citation : 2025 LiveLaw (SC) 171 The Supreme Court held that insurers cannot deny claims solely due to non-renewal…
When can life insurance claim be repudiated for not disclosing other existing policies – Supreme Court
Case Name: MAHAVEER SHARMA v. EXIDE LIFE INSURANCE COMPANY LIMITED & ANR., Arising out of SLP (Civil) No. 2136 OF 2021 Citation : 2025 LiveLaw (SC) 253 The Supreme Court,…
Innovation Risks in Implementing New Technology
Executive Summary Innovation and technological advancements are crucial for the survival and success of businesses in today’s fast-paced world. However, the implementation of new technology carries significant risks, including financial,…
The ombudsman dilemma: Free relief or stacked deck?
When businessman Mukesh Garg's two claims were rejected, he represented himself before the insurance ombudsman, a statutory body for out-of-court settlements, but sought third-party help with the paperwork-a decision he…
Safety Measures to Prevent Fire Accidents in Industries
Fire accidents are one of the most common and devastating hazards in industrial settings. They can cause loss of life, significant damage to property, and disruption to business operations. Implementing…
Common Reasons for Rejection of Motor Insurance Claims in India
1. Why are motor insurance claims rejected in India? Motor insurance claims may be rejected due to reasons such as: Policy Lapse: The insurance policy was not active at the…
IT Disaster Recovery – Restoring Data after Cyberattacks
Executive Summary In an era where cyber threats are escalating, businesses must implement robust IT disaster recovery (ITDR) strategies to mitigate the impact of cyberattacks. This case study examines a…