Interview with Ms.Usha Sangwan, Managing Director of LIC

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Created on 01 July 2017 Last Updated on 01 July 2017 Published Date
Written by Bimabazaar- Adminstrator

 

 

 

1. What is the impact of demonetisation on the insurance industry?

Ans. Initially, there was a drop in our premium collection for a few days and that is natural to happen as priority of people was shifted. However, as LIC being prudent investor, and abiding with the laws and regulations of the land, necessary instructions regarding premium collection in the changed scenario were intimated to all the offices immediately. Even though the collection went down for initial few days, we were very proactive and vigilant to the needs of the customers, thereby increasing the grace period for the policies where premium have fallen due during the period. This brought relief to many customers and normalcy in collection was restored.

 

2. As large amount of cash was deposited by people in banks did you feel that it was

an opportunity for you to sell more policies.

Ans. In LIC we are very much conscious and concerned about compliance and corporate governance. We have already rules and regulation in place with regard to AML which precludes misuse of such situations. We have also ensured that the relaxation provided to the customers are not misused and for that matter  the action was to support and provide ease in payment of premium.

 

3. What has been the impact on Direct Selling after digitization, as Life Insurance

traditionally is sold by Agency Model.

Ans. Firstly, as of now, the digitized platform along with direct marketing is not more than 10% worldwide although there are companies, which are opting for purely digitized selling. The segment is growing and growing fast. Secondly, I feel, it is hi-tech and high touch business, which is more sustainable. You can attract a person online but you can give him the choice whether he wants to buy online or offline. The first online product sold by LIC was Pension Product (non-medical). But, in case of medical product you do need some handholding. We leave it on the customer choice. The market is expanding so is the space within.

 

4. What steps you have taken for Demat of  policies?

Ans.  We have digitized all our existing policies and the new policies are also being introduced in digital form. Customers can access the same through LIC’s Customer Portal and avail of Online services too.

 

 

5. How are Bancassurance, Brokers and Corporate Agency Model faring in

comparison to direct agency model?

Ans. Even now, 90% of our business is coming through tied-channels. However, of late Bancassurance as a model has been improving and it is doing better with companies having captive banks. We have tied up with public sector banks that have not ventured into insurance. However, public sector banks have their own concerns and core areas. I would say we have huge potential to be tapped in this distribution channel.

 

6. Do you have any plans to launch bank or hospital to leverage your customer

base?

Ans. Right now LIC has investments in Banks .We do not have any immediate plans to launch banks or hospital.

 

7. What are the efforts and initiatives of LIC in promoting ‘Consumer Awareness’?

Ans. I think if you want to create awareness in India, you have to start with young generation. Keeping this dimension in mind we have taken up various activities for awareness.

We have taken up school activities where we approach different schools and talk about insurance. We have also instituted ‘LIC Student of the Year award’ which is given to the top student every year.

We have also started college activities where we cover colleges across India and talk about benefits of insurance agency as a career option.

For rural area awareness, we have started mobile van activities where a mobile van is sent from local branches to far-off places to educate about insurance. 

We also teach about insurance through electronic, print and social media. Lot of awareness activities is thus taking place on the ground level.

 

8. How do you plan to manage the technology, which leads to disruptions?

Ans. I would say you do not have to manage disruptions; rather you have to observe disruptions and look for taking advantages of the disruptions. For instance, payment gateways – you have to take the advantage of it, e-wallets – you can integrate it in your online platforms. Month on month transactions have increased through online channel by almost 60-70 %.  If we observe any disruptions in any sector, we make sure to utilize it.

 

9. We are moving from customer relationship to customer engagement – How are

you going to leverage your technology?

Ans. We have approximately 300 million customers throughout India and with such a customer base, you cannot engage without technology. Personal touch does matter and our reach helps to retain our valued customers. We have 10 lakh agents, which act as backbone to keep personal relationship with the customers.

Once in a seminar I had asked one of the CEO’s whether he has visited our upgraded website. To this he answered, “I don’t have to go through your website. My agent is so good and knowledgeable; he approaches me whenever a new product is launched and explains it to me, he even visits me when my premium is due”. So many a times human touch is more important than technology. The customer doesn’t wants to leave trusted agents. In my opinion therefore, technology as well as personal touch co-exists.

 

 10. How does LIC differentiate from other companies?

Ans. The single most important factor for LIC is ‘Claim Settlement’. The claim settlement ratio of LIC is 99.74%. Timely Claim settlement is a passion for us and we endeavor that each and every claim is settled. Prompt claim settlement is the best publicity for LIC.

 

11. The penetration in Life Insurance is still far below in India if compared to

Western Countries. Even after 6 decades what is the reason we are lagging behind

in increasing penetration.

Ans. If you see the purchasing power parity, one should not compare India with the western countries where the purchasing power and disposable income is huge. Having said that, I still feel there is appetite for higher ticket size; people are underinsured or uninsured because of lack of awareness and reach. The Indian market is expanding, evolving, and schemes, such as Pradhan Mantri Jeevan Jyoti Bima Yojana are proving to be immensely beneficial for Indian population. Till now more than 3 crore people have been covered by this scheme. Penetration is bound to increase due to such Government initiatives. The younger generation has enough disposable income which they can certainly use to buy insurance products.   

 

12. What is the focus of LIC on health insurance products?

Ans. We shall be coming out with more innovative and simple health insurance products soon

 

13. Do you have any plans to open up one-man micro office to increase your reach?

Ans. We already have mini offices all throughout the country. We have covered all towns with population of over 10,000 with our presence in radius of 5 Kms.

 

14. Misselling of Insurance Products is creating a negative perception of insurance

policy in the market.  What are the efforts of LIC to prevent misselling.

Ans. One big step, which the regulator has introduced, is ‘cooling off period’. If the customer is not satisfied with the product he can surrender it within 15 days after receipt of policy and because it is a regulatory compliance, companies have to pay back to the customer. This is one way of stopping mis-selling.

Since companies have to reimburse the money, they take utmost care while selling. The data shows that mis-selling in LIC is negligible. LIC is very sensitive about mis-selling. In LIC agents are professional by and large and if any case comes to our notice we take action against it immediately. 

 

15. How LIC continues to be the trusted brand irrespective of having so many

competitors?

Ans. I think the reason for this trust is customer focus. We are totally focused on claim settlement where we do not tolerate delays and we have strong tracking system to prevent any delay. We are compliant, fair, ethical and possess value along with integrity that adds to our good name.  We also have a very strong Grievance Redressal System as a result, number of complaints are coming down with each passing year.

 

16. What are the initiatives that has enabled LIC to perform well and also to achieve

customer satisfaction.

Ans. Under CRM or customer relationship management initiatives LIC’s e-service was launched in early 2016. This was to ensure quick and prompt access to policy records, payment of premium, policy status, loan status, claim status etc., all these information is now accessible through digital platform.

In keeping with the Digital Revolution in India LIC has made life easy for those who want to transact digitally. The LIC portal and app help LIC policyholders and customers in more ways than one. Starting from locating the closest LIC centres, branches and offices to making payments or calculating premiums, to getting the latest news and updates on policies and news about LIC, it is all now at the touch of a button. The digital platforms are constantly updated keeping the customers and policyholders worldwide abreast with the latest developments in services and products of Life Insurance Corporation of India.

‘LIC Help’ is a simple SMS based feature where when your policy number is sent via SMS, an official will call back to answer your queries. Similarly, “Help Us Serve You Better” was launched in September 2016 where a policyholder contact details are captured to ensure continuous contact.

In addition to all this convenience, one can now make payments to LIC through E-Wallet. Digital payments to LIC through net banking, wallets and debit cards are free of transaction charges. LIC is also working on Online premium payment through Unified Payment Interface or UPI.

Continued focus on customer services, use of technology, reaching out to youth in particular and every segment of society, will help us to further strengthen our Brand.

 

 

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The Insurance Regulatory and Development Authority of India (IRDAI) has drafted a comprehensive...

Pradhan Mantri Fasal Bima Yojana

  Pradhan Mantri Fasal Bima Yojana: A Major Farmer’s Friendly Initiative Transforming Indian...

HDFC Life to bring out first of its kind life insurance chat-bot in India
HDFC Life to bring out first of its...

  HDFC Life has announced the launch of India’s first life insurance chatbot in collaboration...

Reliance General Insurance ties up with Catholic Syrian Bank
Reliance General Insurance ties up...

  Reliance General Insurance (RGI), a branch of Reliance Capital, has entered into a...

HEALTH INSURANCE IS THE FASTEST GROWING SEGMENT IN INDIA
HEALTH INSURANCE IS THE FASTEST...

      Health insurance is one of the fastest growing segment in India but the insurance amount is...

MetLife Inc is committed to grow in India
MetLife Inc is committed to grow in...

  MetLife Inc, is “fully committed” to growth of its Indian life insurance joint venture unit, a...

Non-Life insurance premium increases 33%
Non-Life insurance premium increases 33%

  The total premium accumulated by the non-life insurance companies in February 2017 increased...

Insurance Agent's Role
Insurance Agent's Role

  Insurance Agent Role Will Transform but Continue to be Valuable in Digital Era   As the...

HDFC ERGO Growth and Expansion
HDFC ERGO Growth and Expansion

HDFC ERGO General Insurance, a private sector insurer, has reported 83.2 per cent increase in...

LIC Mutual Fund’s Small Town Hope
LIC Mutual Fund’s Small Town Hope

  LIC Mutual Fund has set a target for Assets Under Management (AUM) of Rs. 35,000 crores by the...

Interview with Mr.Girish Kulkarni - Managing Director & CEO
Interview with Mr.Girish Kulkarni -...

  Interview with Mr.Girish Kulkarni - Managing Director & CEO Star Union Dai-Ichi Life...

Insurance regulator provides some relief to Ulip holders
Insurance regulator provides some...

  Policyholders, who had put in money in unit-linked insurance plans (Ulips) and discontinued...

Swiss Re creates combined Property & Casualty Underwriting Hub in Asia, headed by Sharon Ooi
Swiss Re creates combined Property &...

Swiss Re today announced that it is establishing a combined Property & Casualty (P&C)...

Listing of general insurance companies starts
Listing of general insurance...

The government has started the process of the listing of General Insurance Corporation of India...

Bank of Baroda said to consider cutting insurance firm stake
Bank of Baroda said to consider...

Bank of Baroda is considering a sale of some of the minority stakes it holds in its insurance and...

Guidelines on Information and Cyber Security for Insurers
Guidelines on Information and Cyber...

All insurers regardless of size, complexity, or lines of business, collect, store, and share with...

LAUNCH OF WWW.BANKINGFINANCE.IN...

The economic scenario of our country is changing rapidly keeping in pace with the world economic...

Auto unions protest over IRDA’s vehicle premium rates
Auto unions protest over IRDA’s...

The decision of Insurance Regulatory and Development Authority of India (IRDA) to affect minimum...

Premium rates of vehicles increases by 41%
Premium rates of vehicles increases...

The Insurance Regulatory and Development Authority of India (IRDAI) has increased rates by up to...

LIC Jamshedpur division stands 1st in regular premium growth rate
LIC Jamshedpur division stands 1st in...

Life Insurance Corporation of India’s Jamshedpur Division has achieved No.1 rank in the country...

LIC to hire retired bankers for managing NPAs
LIC to hire retired bankers for...

LIC will soon obtain services of retired bankers to strengthen its lending operations and ensure...

Public Sector Banks to get cyber insurance policies
Public Sector Banks to get cyber...

 Public sector banks, which are considered straggler in the digital space, are pulling up their...

Niti Aayog to use upgraded techs for crop insurance
Niti Aayog to use upgraded techs for...

 A task force on the use of technology for agriculture insurance, set up by Niti Aayog,...

Automation will bring revolution in insurance
Automation will bring revolution in...

The inaugural edition of InsurTech Integrated, convened by leading financial intelligence...

New India Assurance bags RIL's Rs. 500-cr combined cover
New India Assurance bags RIL's Rs....

New India Assurance has bagged a Rs 500—crore combined cover from Reliance Industries for its...

Insurers to ensure data protection
Insurers to ensure data protection

Insurance firms will have to mandatorily appoint a chief information security officer whose main...

UCO Bank, Future Generali ties up for product selling
UCO Bank, Future Generali ties up for...

                                       ...

100% FDI in insurance broking
100% FDI in insurance broking

The government is considering allowing 100 per cent foreign direct investment in insurance...

Model Question Bank for – PSU...

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Text Guide Book for – Para 13.2...

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Is this a right time to invest in...

Buying a home is a huge investment and a long-term financial commitment. In addition,...

Challenges faced by women while applying for home loan
Challenges faced by women while...

Application for a home loan is a critical stage in the fulfilling the dream of owning a home. It...

5 factors that have boosted the used car Industry in India
5 factors that have boosted the used...

The used car sector has flourished a lot in the past few years. Used cars that felt like a...

Secure your Family when you’re not around with Term Plans
Secure your Family when you’re not...

Have you considered the financial repercussions to your family in case of your sudden demise?...

New India Assurance looking for merchant bankers to manage IPO
New India Assurance looking for...

New India Assurance Company is looking for merchant bankers to manage its disinvestment through...

Buying or Renting a Home? Don’t forget your home insurance
Buying or Renting a Home? Don’t...

The hunt for your new dream home has finally ended! From the location of the house to the view...

SBI Life to begin re-valuation to sell additional 10 % stake
SBI Life to begin re-valuation to...

After agreeing to a deal to sell 3.9 per cent stake in SBI Life Insurance, its joint venture with...

LIC continues to pump money into divestment plan
LIC continues to pump money into...

Life Insurance Corporation of India (LIC) continues to be the lifeline for the central...

IRDAI extends deadline for premium payment
IRDAI extends deadline for premium...

Denying the reports that individuals can deposit their insurance renewal premium in now defunct...

Former ship captain gets Rs 1 crore compensation
Former ship captain gets Rs 1 crore...

Motor Accident Claims Tribunal has directed an insurance firm and a tempo owner to jointly pay a...

Claims from ATM management companies increasing
Claims from ATM management companies...

Insurance companies are seeing a spike in claims from cash management companies that deploy and...

Insurance companies keep policyholders in dark
Insurance companies keep...

A district consumer forum has said it has commonly seen that insurance companies at the time of...

Benefits of Self Survey Applications for Buying Car Insurance
Benefits of Self Survey Applications...

It’s that time of the year when your car insurance policy is due for renewal. You would get a...

Home loans - Possible rejection reasons

Purchase of a property plays an important aspect in one’s life and if it is about purchasing a...

HDFC ERGO launches new health insurance prouct
HDFC ERGO launches new health...

  HDFC ERGO expanded its health insurance portfolio with the launch of ‘Group Critical Illness...

Canara HSBC OBC Life targeting 30%...

  Canara HSBC Oriental Bank of Commerce Life Insurance is aiming for 30 % increase in its...

LIC buys 38% stake in SBI’s QIP issue

    India’s largest insurance company - LIC has acquired shares worth Rs 5,700 crore in State...

Raj Kumar joins LIC-MF as Director

    Mr. Raj Kumar joined as the Mutul Fund's whole time director with effect from April 28. He...

Biggest merger of the country is back...

  HDFC Life Max Life is the biggest merger in the country's insurance sector. The HDFC Life-Max...

Group health insurance premium to see a rise
Group health insurance premium to see...

  Group health insurance premiums may rise as IRDAI investigates disclosure to end subsidisation...

Rs 1.45 trillion growth in...

    The total premium collected at the end of December showed a growth of 12.43% amounting to Rs...

Crop insurance is on a rise keeping...

  The significance of crop insurance is rising steeply at government-undertaken companies. The...

THE LATENT BURGEONING DEATH-KNELL TO...

  The following is an account of a growing dilemma that in my humble opinion, will inevitably go...

68% increase in profits from equity...

    Life Insurance Corporation of India has sown as impressive 68% jump in profits which amounts...

Reliance General Campaigns for...

  Reliance General Insurance has released a campaign for home insurance that breaks the...

Frauds in Health Insurance

  Abstract Health Insurance is a booming industry across the world and in India it is the most...

Fairfax gets R1 nod from IRDAI

  IRDAI has given its initial approval (R1) to another venture Fairfax Financial Holdings owned...

United India, Oriental to get chairs soon
United India, Oriental to get chairs...

  United India Insurance and Oriental Insurance have been without heads for quite some time, from...

LIC grows more in single premiums
LIC grows more in single premiums

  Life Insurance Corporation of India’s premium in the first month grew 40% year-on-year (y-o-y)...

Non- life insurers to increase premium rates
Non- life insurers to increase...

    There have been steady losses in general insurance segment due to large claim settlements and...

 INVESTIGATION OF FIRE DEBRIS
INVESTIGATION OF FIRE DEBRIS

      INTRODUCTION   A fire investigation is an unenviable task. The devastation, charred debris,...

Interview with Ms.Usha Sangwan, Managing Director of LIC
Interview with Ms.Usha Sangwan,...

      1. What is the impact of demonetisation on the insurance industry? Ans. Initially, there...

LIC to hold 15% stake in IIFCL
LIC to hold 15% stake in IIFCL

    The government has finally selected India Infrastructure Finance Co Ltd (IIFCL) as the lead...

Infosys, Tata war could give rise to...

  After the tug of war between Tata group and the Infosys, fears of legal liability on the...

Technology to Drive Insurance Distribution
Technology to Drive Insurance...

  In the past half a decade or so, powered by the increasing penetration of internet and smart...

Canara HSBC Oriental Bank of Commerce launches term insurance product
Canara HSBC Oriental Bank of Commerce...

  Canara HSBC Oriental Bank of Commerce Life Insurance Company plans to launch a pure term...

Motor Insurance Premium hike will help to clean out losses
Motor Insurance Premium hike will...

  According to the general insurers, the steep hike in premium rates of motor third-party...

Interview with Mr G. Srinivasan - Chairman & MD
Interview with Mr G. Srinivasan -...

 Interview with Mr G. Srinivasan Chairman & MD - THE NEW INDIA ASSURANCE CO. LTD.   He enjoys...

ETMoney collaborates with HDFC Life to launch data-led life policies
ETMoney collaborates with HDFC Life...

ETMoney of Times Internet has launched an exclusive data-led group term insurance plan in...

Cyber security guidelines to be prescribed soon
Cyber security guidelines to be...

The Insurance Regulatory and Development Authority of India (IRDAI) has drafted a comprehensive...

Pradhan Mantri Fasal Bima Yojana

  Pradhan Mantri Fasal Bima Yojana: A Major Farmer’s Friendly Initiative Transforming Indian...

HDFC Life to bring out first of its kind life insurance chat-bot in India
HDFC Life to bring out first of its...

  HDFC Life has announced the launch of India’s first life insurance chatbot in collaboration...

Reliance General Insurance ties up with Catholic Syrian Bank
Reliance General Insurance ties up...

  Reliance General Insurance (RGI), a branch of Reliance Capital, has entered into a...

HEALTH INSURANCE IS THE FASTEST GROWING SEGMENT IN INDIA
HEALTH INSURANCE IS THE FASTEST...

      Health insurance is one of the fastest growing segment in India but the insurance amount is...

MetLife Inc is committed to grow in India
MetLife Inc is committed to grow in...

  MetLife Inc, is “fully committed” to growth of its Indian life insurance joint venture unit, a...

Non-Life insurance premium increases 33%
Non-Life insurance premium increases 33%

  The total premium accumulated by the non-life insurance companies in February 2017 increased...

Insurance Agent's Role
Insurance Agent's Role

  Insurance Agent Role Will Transform but Continue to be Valuable in Digital Era   As the...

HDFC ERGO Growth and Expansion
HDFC ERGO Growth and Expansion

HDFC ERGO General Insurance, a private sector insurer, has reported 83.2 per cent increase in...

LIC Mutual Fund’s Small Town Hope
LIC Mutual Fund’s Small Town Hope

  LIC Mutual Fund has set a target for Assets Under Management (AUM) of Rs. 35,000 crores by the...

Interview with Mr.Girish Kulkarni - Managing Director & CEO
Interview with Mr.Girish Kulkarni -...

  Interview with Mr.Girish Kulkarni - Managing Director & CEO Star Union Dai-Ichi Life...

Insurance regulator provides some relief to Ulip holders
Insurance regulator provides some...

  Policyholders, who had put in money in unit-linked insurance plans (Ulips) and discontinued...

Swiss Re creates combined Property & Casualty Underwriting Hub in Asia, headed by Sharon Ooi
Swiss Re creates combined Property &...

Swiss Re today announced that it is establishing a combined Property & Casualty (P&C)...

Listing of general insurance companies starts
Listing of general insurance...

The government has started the process of the listing of General Insurance Corporation of India...

Bank of Baroda said to consider cutting insurance firm stake
Bank of Baroda said to consider...

Bank of Baroda is considering a sale of some of the minority stakes it holds in its insurance and...

Guidelines on Information and Cyber Security for Insurers
Guidelines on Information and Cyber...

All insurers regardless of size, complexity, or lines of business, collect, store, and share with...

LAUNCH OF WWW.BANKINGFINANCE.IN...

The economic scenario of our country is changing rapidly keeping in pace with the world economic...

Auto unions protest over IRDA’s vehicle premium rates
Auto unions protest over IRDA’s...

The decision of Insurance Regulatory and Development Authority of India (IRDA) to affect minimum...

Premium rates of vehicles increases by 41%
Premium rates of vehicles increases...

The Insurance Regulatory and Development Authority of India (IRDAI) has increased rates by up to...

LIC Jamshedpur division stands 1st in regular premium growth rate
LIC Jamshedpur division stands 1st in...

Life Insurance Corporation of India’s Jamshedpur Division has achieved No.1 rank in the country...

LIC to hire retired bankers for managing NPAs
LIC to hire retired bankers for...

LIC will soon obtain services of retired bankers to strengthen its lending operations and ensure...

Public Sector Banks to get cyber insurance policies
Public Sector Banks to get cyber...

 Public sector banks, which are considered straggler in the digital space, are pulling up their...

Niti Aayog to use upgraded techs for crop insurance
Niti Aayog to use upgraded techs for...

 A task force on the use of technology for agriculture insurance, set up by Niti Aayog,...

Automation will bring revolution in insurance
Automation will bring revolution in...

The inaugural edition of InsurTech Integrated, convened by leading financial intelligence...

New India Assurance bags RIL's Rs. 500-cr combined cover
New India Assurance bags RIL's Rs....

New India Assurance has bagged a Rs 500—crore combined cover from Reliance Industries for its...

Insurers to ensure data protection
Insurers to ensure data protection

Insurance firms will have to mandatorily appoint a chief information security officer whose main...

UCO Bank, Future Generali ties up for product selling
UCO Bank, Future Generali ties up for...

                                       ...

100% FDI in insurance broking
100% FDI in insurance broking

The government is considering allowing 100 per cent foreign direct investment in insurance...

Model Question Bank for – PSU...

( For Exams conducted by Insurance Institute of India Mumbai)   CALL Now for...

Text Guide Book for – Para 13.2...

( For Exams conducted by Insurance Institute of India Mumbai)   CALL Now for...

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HDFC ERGO launches new health insurance prouct
HDFC ERGO launches new health...

  HDFC ERGO expanded its health insurance portfolio with the launch of ‘Group Critical Illness...

Canara HSBC OBC Life targeting 30%...

  Canara HSBC Oriental Bank of Commerce Life Insurance is aiming for 30 % increase in its...

LIC buys 38% stake in SBI’s QIP issue

    India’s largest insurance company - LIC has acquired shares worth Rs 5,700 crore in State...

Raj Kumar joins LIC-MF as Director

    Mr. Raj Kumar joined as the Mutul Fund's whole time director with effect from April 28. He...

Biggest merger of the country is back...

  HDFC Life Max Life is the biggest merger in the country's insurance sector. The HDFC Life-Max...

Group health insurance premium to see a rise
Group health insurance premium to see...

  Group health insurance premiums may rise as IRDAI investigates disclosure to end subsidisation...

Rs 1.45 trillion growth in...

    The total premium collected at the end of December showed a growth of 12.43% amounting to Rs...

Crop insurance is on a rise keeping...

  The significance of crop insurance is rising steeply at government-undertaken companies. The...

THE LATENT BURGEONING DEATH-KNELL TO...

  The following is an account of a growing dilemma that in my humble opinion, will inevitably go...

68% increase in profits from equity...

    Life Insurance Corporation of India has sown as impressive 68% jump in profits which amounts...

Reliance General Campaigns for...

  Reliance General Insurance has released a campaign for home insurance that breaks the...

Frauds in Health Insurance

  Abstract Health Insurance is a booming industry across the world and in India it is the most...

Fairfax gets R1 nod from IRDAI

  IRDAI has given its initial approval (R1) to another venture Fairfax Financial Holdings owned...

United India, Oriental to get chairs soon
United India, Oriental to get chairs...

  United India Insurance and Oriental Insurance have been without heads for quite some time, from...

LIC grows more in single premiums
LIC grows more in single premiums

  Life Insurance Corporation of India’s premium in the first month grew 40% year-on-year (y-o-y)...

Non- life insurers to increase premium rates
Non- life insurers to increase...

    There have been steady losses in general insurance segment due to large claim settlements and...

 INVESTIGATION OF FIRE DEBRIS
INVESTIGATION OF FIRE DEBRIS

      INTRODUCTION   A fire investigation is an unenviable task. The devastation, charred debris,...

Interview with Ms.Usha Sangwan, Managing Director of LIC
Interview with Ms.Usha Sangwan,...

      1. What is the impact of demonetisation on the insurance industry? Ans. Initially, there...

LIC to hold 15% stake in IIFCL
LIC to hold 15% stake in IIFCL

    The government has finally selected India Infrastructure Finance Co Ltd (IIFCL) as the lead...

Infosys, Tata war could give rise to...

  After the tug of war between Tata group and the Infosys, fears of legal liability on the...

Technology to Drive Insurance Distribution
Technology to Drive Insurance...

  In the past half a decade or so, powered by the increasing penetration of internet and smart...

Canara HSBC Oriental Bank of Commerce launches term insurance product
Canara HSBC Oriental Bank of Commerce...

  Canara HSBC Oriental Bank of Commerce Life Insurance Company plans to launch a pure term...

Motor Insurance Premium hike will help to clean out losses
Motor Insurance Premium hike will...

  According to the general insurers, the steep hike in premium rates of motor third-party...

Interview with Mr G. Srinivasan - Chairman & MD
Interview with Mr G. Srinivasan -...

 Interview with Mr G. Srinivasan Chairman & MD - THE NEW INDIA ASSURANCE CO. LTD.   He enjoys...

ETMoney collaborates with HDFC Life to launch data-led life policies
ETMoney collaborates with HDFC Life...

ETMoney of Times Internet has launched an exclusive data-led group term insurance plan in...

Cyber security guidelines to be prescribed soon
Cyber security guidelines to be...

The Insurance Regulatory and Development Authority of India (IRDAI) has drafted a comprehensive...

Pradhan Mantri Fasal Bima Yojana

  Pradhan Mantri Fasal Bima Yojana: A Major Farmer’s Friendly Initiative Transforming Indian...

HDFC Life to bring out first of its kind life insurance chat-bot in India
HDFC Life to bring out first of its...

  HDFC Life has announced the launch of India’s first life insurance chatbot in collaboration...

Reliance General Insurance ties up with Catholic Syrian Bank
Reliance General Insurance ties up...

  Reliance General Insurance (RGI), a branch of Reliance Capital, has entered into a...

HEALTH INSURANCE IS THE FASTEST GROWING SEGMENT IN INDIA
HEALTH INSURANCE IS THE FASTEST...

      Health insurance is one of the fastest growing segment in India but the insurance amount is...

MetLife Inc is committed to grow in India
MetLife Inc is committed to grow in...

  MetLife Inc, is “fully committed” to growth of its Indian life insurance joint venture unit, a...

Non-Life insurance premium increases 33%
Non-Life insurance premium increases 33%

  The total premium accumulated by the non-life insurance companies in February 2017 increased...

Insurance Agent's Role
Insurance Agent's Role

  Insurance Agent Role Will Transform but Continue to be Valuable in Digital Era   As the...

HDFC ERGO Growth and Expansion
HDFC ERGO Growth and Expansion

HDFC ERGO General Insurance, a private sector insurer, has reported 83.2 per cent increase in...

LIC Mutual Fund’s Small Town Hope
LIC Mutual Fund’s Small Town Hope

  LIC Mutual Fund has set a target for Assets Under Management (AUM) of Rs. 35,000 crores by the...

Interview with Mr.Girish Kulkarni - Managing Director & CEO
Interview with Mr.Girish Kulkarni -...

  Interview with Mr.Girish Kulkarni - Managing Director & CEO Star Union Dai-Ichi Life...

Insurance regulator provides some relief to Ulip holders
Insurance regulator provides some...

  Policyholders, who had put in money in unit-linked insurance plans (Ulips) and discontinued...

Swiss Re creates combined Property & Casualty Underwriting Hub in Asia, headed by Sharon Ooi
Swiss Re creates combined Property &...

Swiss Re today announced that it is establishing a combined Property & Casualty (P&C)...

Listing of general insurance companies starts
Listing of general insurance...

The government has started the process of the listing of General Insurance Corporation of India...

Bank of Baroda said to consider cutting insurance firm stake
Bank of Baroda said to consider...

Bank of Baroda is considering a sale of some of the minority stakes it holds in its insurance and...

Guidelines on Information and Cyber Security for Insurers
Guidelines on Information and Cyber...

All insurers regardless of size, complexity, or lines of business, collect, store, and share with...

LAUNCH OF WWW.BANKINGFINANCE.IN...

The economic scenario of our country is changing rapidly keeping in pace with the world economic...

Auto unions protest over IRDA’s vehicle premium rates
Auto unions protest over IRDA’s...

The decision of Insurance Regulatory and Development Authority of India (IRDA) to affect minimum...

Premium rates of vehicles increases by 41%
Premium rates of vehicles increases...

The Insurance Regulatory and Development Authority of India (IRDAI) has increased rates by up to...

LIC Jamshedpur division stands 1st in regular premium growth rate
LIC Jamshedpur division stands 1st in...

Life Insurance Corporation of India’s Jamshedpur Division has achieved No.1 rank in the country...

LIC to hire retired bankers for managing NPAs
LIC to hire retired bankers for...

LIC will soon obtain services of retired bankers to strengthen its lending operations and ensure...

Public Sector Banks to get cyber insurance policies
Public Sector Banks to get cyber...

 Public sector banks, which are considered straggler in the digital space, are pulling up their...

Niti Aayog to use upgraded techs for crop insurance
Niti Aayog to use upgraded techs for...

 A task force on the use of technology for agriculture insurance, set up by Niti Aayog,...

Automation will bring revolution in insurance
Automation will bring revolution in...

The inaugural edition of InsurTech Integrated, convened by leading financial intelligence...

New India Assurance bags RIL's Rs. 500-cr combined cover
New India Assurance bags RIL's Rs....

New India Assurance has bagged a Rs 500—crore combined cover from Reliance Industries for its...

Insurers to ensure data protection
Insurers to ensure data protection

Insurance firms will have to mandatorily appoint a chief information security officer whose main...

UCO Bank, Future Generali ties up for product selling
UCO Bank, Future Generali ties up for...

                                       ...

100% FDI in insurance broking
100% FDI in insurance broking

The government is considering allowing 100 per cent foreign direct investment in insurance...

Model Question Bank for – PSU...

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Text Guide Book for – Para 13.2...

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Is this a right time to invest in...

Buying a home is a huge investment and a long-term financial commitment. In addition,...

Challenges faced by women while applying for home loan
Challenges faced by women while...

Application for a home loan is a critical stage in the fulfilling the dream of owning a home. It...

5 factors that have boosted the used car Industry in India
5 factors that have boosted the used...

The used car sector has flourished a lot in the past few years. Used cars that felt like a...

Secure your Family when you’re not around with Term Plans
Secure your Family when you’re not...

Have you considered the financial repercussions to your family in case of your sudden demise?...

New India Assurance looking for merchant bankers to manage IPO
New India Assurance looking for...

New India Assurance Company is looking for merchant bankers to manage its disinvestment through...

Buying or Renting a Home? Don’t forget your home insurance
Buying or Renting a Home? Don’t...

The hunt for your new dream home has finally ended! From the location of the house to the view...

SBI Life to begin re-valuation to sell additional 10 % stake
SBI Life to begin re-valuation to...

After agreeing to a deal to sell 3.9 per cent stake in SBI Life Insurance, its joint venture with...

LIC continues to pump money into divestment plan
LIC continues to pump money into...

Life Insurance Corporation of India (LIC) continues to be the lifeline for the central...

IRDAI extends deadline for premium payment
IRDAI extends deadline for premium...

Denying the reports that individuals can deposit their insurance renewal premium in now defunct...

HDFC ERGO launches new health insurance prouct
HDFC ERGO launches new health...

  HDFC ERGO expanded its health insurance portfolio with the launch of ‘Group Critical Illness...

Canara HSBC OBC Life targeting 30%...

  Canara HSBC Oriental Bank of Commerce Life Insurance is aiming for 30 % increase in its...

LIC buys 38% stake in SBI’s QIP issue

    India’s largest insurance company - LIC has acquired shares worth Rs 5,700 crore in State...

Raj Kumar joins LIC-MF as Director

    Mr. Raj Kumar joined as the Mutul Fund's whole time director with effect from April 28. He...

Biggest merger of the country is back...

  HDFC Life Max Life is the biggest merger in the country's insurance sector. The HDFC Life-Max...

Group health insurance premium to see a rise
Group health insurance premium to see...

  Group health insurance premiums may rise as IRDAI investigates disclosure to end subsidisation...

Rs 1.45 trillion growth in...

    The total premium collected at the end of December showed a growth of 12.43% amounting to Rs...

Crop insurance is on a rise keeping...

  The significance of crop insurance is rising steeply at government-undertaken companies. The...

THE LATENT BURGEONING DEATH-KNELL TO...

  The following is an account of a growing dilemma that in my humble opinion, will inevitably go...

68% increase in profits from equity...

    Life Insurance Corporation of India has sown as impressive 68% jump in profits which amounts...

Reliance General Campaigns for...

  Reliance General Insurance has released a campaign for home insurance that breaks the...

Frauds in Health Insurance

  Abstract Health Insurance is a booming industry across the world and in India it is the most...

Fairfax gets R1 nod from IRDAI

  IRDAI has given its initial approval (R1) to another venture Fairfax Financial Holdings owned...

United India, Oriental to get chairs soon
United India, Oriental to get chairs...

  United India Insurance and Oriental Insurance have been without heads for quite some time, from...

LIC grows more in single premiums
LIC grows more in single premiums

  Life Insurance Corporation of India’s premium in the first month grew 40% year-on-year (y-o-y)...

Non- life insurers to increase premium rates
Non- life insurers to increase...

    There have been steady losses in general insurance segment due to large claim settlements and...

 INVESTIGATION OF FIRE DEBRIS
INVESTIGATION OF FIRE DEBRIS

      INTRODUCTION   A fire investigation is an unenviable task. The devastation, charred debris,...

Interview with Ms.Usha Sangwan, Managing Director of LIC
Interview with Ms.Usha Sangwan,...

      1. What is the impact of demonetisation on the insurance industry? Ans. Initially, there...

LIC to hold 15% stake in IIFCL
LIC to hold 15% stake in IIFCL

    The government has finally selected India Infrastructure Finance Co Ltd (IIFCL) as the lead...

Infosys, Tata war could give rise to...

  After the tug of war between Tata group and the Infosys, fears of legal liability on the...

Technology to Drive Insurance Distribution
Technology to Drive Insurance...

  In the past half a decade or so, powered by the increasing penetration of internet and smart...

Canara HSBC Oriental Bank of Commerce launches term insurance product
Canara HSBC Oriental Bank of Commerce...

  Canara HSBC Oriental Bank of Commerce Life Insurance Company plans to launch a pure term...

Motor Insurance Premium hike will help to clean out losses
Motor Insurance Premium hike will...

  According to the general insurers, the steep hike in premium rates of motor third-party...

Interview with Mr G. Srinivasan - Chairman & MD
Interview with Mr G. Srinivasan -...

 Interview with Mr G. Srinivasan Chairman & MD - THE NEW INDIA ASSURANCE CO. LTD.   He enjoys...

ETMoney collaborates with HDFC Life to launch data-led life policies
ETMoney collaborates with HDFC Life...

ETMoney of Times Internet has launched an exclusive data-led group term insurance plan in...

Cyber security guidelines to be prescribed soon
Cyber security guidelines to be...

The Insurance Regulatory and Development Authority of India (IRDAI) has drafted a comprehensive...

Pradhan Mantri Fasal Bima Yojana

  Pradhan Mantri Fasal Bima Yojana: A Major Farmer’s Friendly Initiative Transforming Indian...

HDFC Life to bring out first of its kind life insurance chat-bot in India
HDFC Life to bring out first of its...

  HDFC Life has announced the launch of India’s first life insurance chatbot in collaboration...

Reliance General Insurance ties up with Catholic Syrian Bank
Reliance General Insurance ties up...

  Reliance General Insurance (RGI), a branch of Reliance Capital, has entered into a...

HEALTH INSURANCE IS THE FASTEST GROWING SEGMENT IN INDIA
HEALTH INSURANCE IS THE FASTEST...

      Health insurance is one of the fastest growing segment in India but the insurance amount is...

MetLife Inc is committed to grow in India
MetLife Inc is committed to grow in...

  MetLife Inc, is “fully committed” to growth of its Indian life insurance joint venture unit, a...

Non-Life insurance premium increases 33%
Non-Life insurance premium increases 33%

  The total premium accumulated by the non-life insurance companies in February 2017 increased...

Insurance Agent's Role
Insurance Agent's Role

  Insurance Agent Role Will Transform but Continue to be Valuable in Digital Era   As the...

HDFC ERGO Growth and Expansion
HDFC ERGO Growth and Expansion

HDFC ERGO General Insurance, a private sector insurer, has reported 83.2 per cent increase in...

LIC Mutual Fund’s Small Town Hope
LIC Mutual Fund’s Small Town Hope

  LIC Mutual Fund has set a target for Assets Under Management (AUM) of Rs. 35,000 crores by the...

Interview with Mr.Girish Kulkarni - Managing Director & CEO
Interview with Mr.Girish Kulkarni -...

  Interview with Mr.Girish Kulkarni - Managing Director & CEO Star Union Dai-Ichi Life...

Insurance regulator provides some relief to Ulip holders
Insurance regulator provides some...

  Policyholders, who had put in money in unit-linked insurance plans (Ulips) and discontinued...

Swiss Re creates combined Property & Casualty Underwriting Hub in Asia, headed by Sharon Ooi
Swiss Re creates combined Property &...

Swiss Re today announced that it is establishing a combined Property & Casualty (P&C)...

Listing of general insurance companies starts
Listing of general insurance...

The government has started the process of the listing of General Insurance Corporation of India...

Bank of Baroda said to consider cutting insurance firm stake
Bank of Baroda said to consider...

Bank of Baroda is considering a sale of some of the minority stakes it holds in its insurance and...

Guidelines on Information and Cyber Security for Insurers
Guidelines on Information and Cyber...

All insurers regardless of size, complexity, or lines of business, collect, store, and share with...

LAUNCH OF WWW.BANKINGFINANCE.IN...

The economic scenario of our country is changing rapidly keeping in pace with the world economic...

Auto unions protest over IRDA’s vehicle premium rates
Auto unions protest over IRDA’s...

The decision of Insurance Regulatory and Development Authority of India (IRDA) to affect minimum...

Premium rates of vehicles increases by 41%
Premium rates of vehicles increases...

The Insurance Regulatory and Development Authority of India (IRDAI) has increased rates by up to...

LIC Jamshedpur division stands 1st in regular premium growth rate
LIC Jamshedpur division stands 1st in...

Life Insurance Corporation of India’s Jamshedpur Division has achieved No.1 rank in the country...

LIC to hire retired bankers for managing NPAs
LIC to hire retired bankers for...

LIC will soon obtain services of retired bankers to strengthen its lending operations and ensure...

Public Sector Banks to get cyber insurance policies
Public Sector Banks to get cyber...

 Public sector banks, which are considered straggler in the digital space, are pulling up their...

Niti Aayog to use upgraded techs for crop insurance
Niti Aayog to use upgraded techs for...

 A task force on the use of technology for agriculture insurance, set up by Niti Aayog,...

Automation will bring revolution in insurance
Automation will bring revolution in...

The inaugural edition of InsurTech Integrated, convened by leading financial intelligence...

New India Assurance bags RIL's Rs. 500-cr combined cover
New India Assurance bags RIL's Rs....

New India Assurance has bagged a Rs 500—crore combined cover from Reliance Industries for its...

Insurers to ensure data protection
Insurers to ensure data protection

Insurance firms will have to mandatorily appoint a chief information security officer whose main...

UCO Bank, Future Generali ties up for product selling
UCO Bank, Future Generali ties up for...

                                       ...

100% FDI in insurance broking
100% FDI in insurance broking

The government is considering allowing 100 per cent foreign direct investment in insurance...

Model Question Bank for – PSU...

( For Exams conducted by Insurance Institute of India Mumbai)   CALL Now for...

Text Guide Book for – Para 13.2...

( For Exams conducted by Insurance Institute of India Mumbai)   CALL Now for...

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HDFC ERGO launches new health insurance prouct
HDFC ERGO launches new health...

  HDFC ERGO expanded its health insurance portfolio with the launch of ‘Group Critical Illness...

Canara HSBC OBC Life targeting 30%...

  Canara HSBC Oriental Bank of Commerce Life Insurance is aiming for 30 % increase in its...

LIC buys 38% stake in SBI’s QIP issue

    India’s largest insurance company - LIC has acquired shares worth Rs 5,700 crore in State...

Raj Kumar joins LIC-MF as Director

    Mr. Raj Kumar joined as the Mutul Fund's whole time director with effect from April 28. He...

Biggest merger of the country is back...

  HDFC Life Max Life is the biggest merger in the country's insurance sector. The HDFC Life-Max...

Group health insurance premium to see a rise
Group health insurance premium to see...

  Group health insurance premiums may rise as IRDAI investigates disclosure to end subsidisation...

Rs 1.45 trillion growth in...

    The total premium collected at the end of December showed a growth of 12.43% amounting to Rs...

Crop insurance is on a rise keeping...

  The significance of crop insurance is rising steeply at government-undertaken companies. The...

THE LATENT BURGEONING DEATH-KNELL TO...

  The following is an account of a growing dilemma that in my humble opinion, will inevitably go...

68% increase in profits from equity...

    Life Insurance Corporation of India has sown as impressive 68% jump in profits which amounts...

Reliance General Campaigns for...

  Reliance General Insurance has released a campaign for home insurance that breaks the...

Frauds in Health Insurance

  Abstract Health Insurance is a booming industry across the world and in India it is the most...

Fairfax gets R1 nod from IRDAI

  IRDAI has given its initial approval (R1) to another venture Fairfax Financial Holdings owned...

United India, Oriental to get chairs soon
United India, Oriental to get chairs...

  United India Insurance and Oriental Insurance have been without heads for quite some time, from...

LIC grows more in single premiums
LIC grows more in single premiums

  Life Insurance Corporation of India’s premium in the first month grew 40% year-on-year (y-o-y)...

Non- life insurers to increase premium rates
Non- life insurers to increase...

    There have been steady losses in general insurance segment due to large claim settlements and...

 INVESTIGATION OF FIRE DEBRIS
INVESTIGATION OF FIRE DEBRIS

      INTRODUCTION   A fire investigation is an unenviable task. The devastation, charred debris,...

Interview with Ms.Usha Sangwan, Managing Director of LIC
Interview with Ms.Usha Sangwan,...

      1. What is the impact of demonetisation on the insurance industry? Ans. Initially, there...

LIC to hold 15% stake in IIFCL
LIC to hold 15% stake in IIFCL

    The government has finally selected India Infrastructure Finance Co Ltd (IIFCL) as the lead...

Infosys, Tata war could give rise to...

  After the tug of war between Tata group and the Infosys, fears of legal liability on the...

Technology to Drive Insurance Distribution
Technology to Drive Insurance...

  In the past half a decade or so, powered by the increasing penetration of internet and smart...

Canara HSBC Oriental Bank of Commerce launches term insurance product
Canara HSBC Oriental Bank of Commerce...

  Canara HSBC Oriental Bank of Commerce Life Insurance Company plans to launch a pure term...

Motor Insurance Premium hike will help to clean out losses
Motor Insurance Premium hike will...

  According to the general insurers, the steep hike in premium rates of motor third-party...

Interview with Mr G. Srinivasan - Chairman & MD
Interview with Mr G. Srinivasan -...

 Interview with Mr G. Srinivasan Chairman & MD - THE NEW INDIA ASSURANCE CO. LTD.   He enjoys...

ETMoney collaborates with HDFC Life to launch data-led life policies
ETMoney collaborates with HDFC Life...

ETMoney of Times Internet has launched an exclusive data-led group term insurance plan in...

Cyber security guidelines to be prescribed soon
Cyber security guidelines to be...

The Insurance Regulatory and Development Authority of India (IRDAI) has drafted a comprehensive...

Pradhan Mantri Fasal Bima Yojana

  Pradhan Mantri Fasal Bima Yojana: A Major Farmer’s Friendly Initiative Transforming Indian...

HDFC Life to bring out first of its kind life insurance chat-bot in India
HDFC Life to bring out first of its...

  HDFC Life has announced the launch of India’s first life insurance chatbot in collaboration...

Reliance General Insurance ties up with Catholic Syrian Bank
Reliance General Insurance ties up...

  Reliance General Insurance (RGI), a branch of Reliance Capital, has entered into a...

HEALTH INSURANCE IS THE FASTEST GROWING SEGMENT IN INDIA
HEALTH INSURANCE IS THE FASTEST...

      Health insurance is one of the fastest growing segment in India but the insurance amount is...

MetLife Inc is committed to grow in India
MetLife Inc is committed to grow in...

  MetLife Inc, is “fully committed” to growth of its Indian life insurance joint venture unit, a...

Non-Life insurance premium increases 33%
Non-Life insurance premium increases 33%

  The total premium accumulated by the non-life insurance companies in February 2017 increased...

Insurance Agent's Role
Insurance Agent's Role

  Insurance Agent Role Will Transform but Continue to be Valuable in Digital Era   As the...

HDFC ERGO Growth and Expansion
HDFC ERGO Growth and Expansion

HDFC ERGO General Insurance, a private sector insurer, has reported 83.2 per cent increase in...

LIC Mutual Fund’s Small Town Hope
LIC Mutual Fund’s Small Town Hope

  LIC Mutual Fund has set a target for Assets Under Management (AUM) of Rs. 35,000 crores by the...

Interview with Mr.Girish Kulkarni - Managing Director & CEO
Interview with Mr.Girish Kulkarni -...

  Interview with Mr.Girish Kulkarni - Managing Director & CEO Star Union Dai-Ichi Life...

Insurance regulator provides some relief to Ulip holders
Insurance regulator provides some...

  Policyholders, who had put in money in unit-linked insurance plans (Ulips) and discontinued...

Swiss Re creates combined Property & Casualty Underwriting Hub in Asia, headed by Sharon Ooi
Swiss Re creates combined Property &...

Swiss Re today announced that it is establishing a combined Property & Casualty (P&C)...

Listing of general insurance companies starts
Listing of general insurance...

The government has started the process of the listing of General Insurance Corporation of India...

Bank of Baroda said to consider cutting insurance firm stake
Bank of Baroda said to consider...

Bank of Baroda is considering a sale of some of the minority stakes it holds in its insurance and...

Guidelines on Information and Cyber Security for Insurers
Guidelines on Information and Cyber...

All insurers regardless of size, complexity, or lines of business, collect, store, and share with...

LAUNCH OF WWW.BANKINGFINANCE.IN...

The economic scenario of our country is changing rapidly keeping in pace with the world economic...

Auto unions protest over IRDA’s vehicle premium rates
Auto unions protest over IRDA’s...

The decision of Insurance Regulatory and Development Authority of India (IRDA) to affect minimum...

Premium rates of vehicles increases by 41%
Premium rates of vehicles increases...

The Insurance Regulatory and Development Authority of India (IRDAI) has increased rates by up to...

LIC Jamshedpur division stands 1st in regular premium growth rate
LIC Jamshedpur division stands 1st in...

Life Insurance Corporation of India’s Jamshedpur Division has achieved No.1 rank in the country...

LIC to hire retired bankers for managing NPAs
LIC to hire retired bankers for...

LIC will soon obtain services of retired bankers to strengthen its lending operations and ensure...

Public Sector Banks to get cyber insurance policies
Public Sector Banks to get cyber...

 Public sector banks, which are considered straggler in the digital space, are pulling up their...

Niti Aayog to use upgraded techs for crop insurance
Niti Aayog to use upgraded techs for...

 A task force on the use of technology for agriculture insurance, set up by Niti Aayog,...

Automation will bring revolution in insurance
Automation will bring revolution in...

The inaugural edition of InsurTech Integrated, convened by leading financial intelligence...

New India Assurance bags RIL's Rs. 500-cr combined cover
New India Assurance bags RIL's Rs....

New India Assurance has bagged a Rs 500—crore combined cover from Reliance Industries for its...

Insurers to ensure data protection
Insurers to ensure data protection

Insurance firms will have to mandatorily appoint a chief information security officer whose main...

UCO Bank, Future Generali ties up for product selling
UCO Bank, Future Generali ties up for...

                                       ...

100% FDI in insurance broking
100% FDI in insurance broking

The government is considering allowing 100 per cent foreign direct investment in insurance...

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Is this a right time to invest in...

Buying a home is a huge investment and a long-term financial commitment. In addition,...

Challenges faced by women while applying for home loan
Challenges faced by women while...

Application for a home loan is a critical stage in the fulfilling the dream of owning a home. It...

5 factors that have boosted the used car Industry in India
5 factors that have boosted the used...

The used car sector has flourished a lot in the past few years. Used cars that felt like a...

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